1042 Scotch Meadows Loop, Monroe, NC 28110 Property Records

Union County property record for 1042 Scotch Meadows Loop, Monroe, NC 28110 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	built 2022
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,141 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-143-229`

Property Details

APN / Parcel Number

Primary APN	`09-143-229`

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	7,971 sqft (0.183 acres)

Location & Zoning

Street Address	1042 SCOTCH MEADOWS LOOP
City	MONROE
State	NC
Zip	28110-9861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 SCOTCH MEADOWS MAP 2 OPCQ625
Legal Lot Number	29
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4017
Census Tract	20601

Owner

Source: Union County records · APN 09-143-229

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1042 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 22, 2022
Property Address	1042 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9861
Document Number	0008630624
Book / Page	8630 / 624
Map Reference	MB Q PG 625&626
Instrument Date	Dec 22, 2022
Instrument	41700
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9861

Mortgage

Document Number	0000041701
Date	Dec 22, 2022
Instrument	41701

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jan 01, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.62%
Index	Other
Max Rate	9.62%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,141.00	$473,800 Land $77,100 Building $396,700	$473,800 Land $77,100 Building $396,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.