1042 S Copper Key Ct, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1042 S Copper Key Ct, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,034 sqft · built 1989
Lot Size	0.317 acres (13,822 sqft)
Owner	Individual Name on File
Last Sale	$699,900 (Oct 2021)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`302-98-040`

Property Details

APN / Parcel Number

Primary APN	`302-98-040`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,034 sqft Living Area
1st Floor Area	1,702 sqft
2nd Floor Area	1,332 sqft

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	13,822 sqft (0.317 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1042 S COPPER KEY CT
City	GILBERT
State	AZ
Zip	85233-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	KEY HARBOR MCR 313-15
Legal Range	05E
Legal Township	01S
Legal Section	23
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	KEY HARBOR LOT 1-71 TR A-C
Legal Lot Number	40
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1022
Census Tract	814200

Owner

1042 S Copper Key Ct is owned by an individual who bought it in October 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 371, WINDOW ROCK, AZ 86515-0371
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 21, 2021	Warranty Deed, Transfer · VA Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	Oct 31, 2005 · Amount on File
Deed Document Number	20211136348
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1042 S COPPER KEY CT, GILBERT, AZ 85233-7815
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 S COPPER KEY CT, GILBERT, AZ 85233-7815

Mortgage

Document Number	0000032157
Date	Jan 20, 2026
Instrument	20260032157

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 21, 2021
Property Address	1042 S COPPER KEY CT, GILBERT, AZ 85233-7815
Document Number	0001136348
Map Reference	MB 313 PG 15
Instrument Date	Oct 20, 2021
Instrument	20211136348
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	EQUITABLE TITLE AGENCY INC, EQUITABLE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1042 S COPPER KEY CT, 1042, GILBERT, AZ 85233-7815

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 371, WINDOW ROCK, AZ 86515-0371

Mortgage

Document Number	0001136349
Date	Oct 21, 2021
Instrument	20211136349

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1042 S Copper Key Ct was $2,970.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,100	$631,000 Land $126,200 Building $504,800
2025	$2,970.00
2024		$65,910	$659,100 Land $131,800 Building $527,300
2023	$2,865.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1042 S Copper Key Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1042 S Copper Key Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirFiber WISP, Tristate Wi-Fi by Wi-Fiber.

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