1042 Resplandor Way, Oxnard, CA 93030 Property Records

Ventura County property record for 1042 Resplandor Way, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,984 sqft · built 2005
Lot Size	0.138 acres (6,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,500 (Sep 2005)
Tax Bill	$12,469 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`215-0-277-045`

Property Details

APN / Parcel Number

Primary APN	`215-0-277-045`
Alternative APN	`2150061090`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,984 sqft Living Area
1st Floor Area	1,582 sqft
2nd Floor Area	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,001 sqft (0.138 acres)
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	52 sqft

Location & Zoning

Street Address	1042 RESPLANDOR WAY
City	OXNARD
State	CA
Zip	93030-0433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 538901 LOT: 71 REF: 150MR 93
Legal Subdivision	TRACT NO 5389 1
Legal Tract	538901
Legal Block	277
Legal Lot Number	71
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2025
Census Tract	3102

Owner

Source: Ventura County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1042 RESPLANDOR WAY, OXNARD, CA 93030-0433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 28, 2020	Deed of Trust, Mortgage · VA Mortgage GOLDEN EMPIRE MORTGAGE INC
Feb 7, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2005 · Amount on Record
Deed Sale	Sep 27, 2005 · Amount on Record
Deed Document Number	2005240039
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Aug 7, 2026
Property Address	1042 RESPLANDOR WAY, OXNARD, CA 93030-0433
Document Number	0000061580
Instrument Date	Aug 3, 2026
Instrument	202661580
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 RESPLANDOR WAY, OXNARD, CA 93030-0433

Mortgage

Document Number	0000061580,
Date	Aug 7, 2026
Instrument	202661580

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1042 RESPLANDOR WAY, OXNARD, CA 93030-0433
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 RESPLANDOR WAY, OXNARD, CA 93030-0433

Mortgage

Document Number	0000014853
Date	Feb 25, 2026
Instrument	2026000014853

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1042 RESPLANDOR WAY, OXNARD, CA 93030-0433
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 RESPLANDOR WAY, OXNARD, CA 93030-0433

Mortgage

Document Number	0000064623
Date	Sep 28, 2023
Instrument	2023000064623

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1042 RESPLANDOR WAY, OXNARD, CA 93030-0433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 RESPLANDOR WAY, OXNARD, CA 93030-0433

Mortgage

Document Number	0000179393
Date	Oct 28, 2020
Instrument	20201028-00179393

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93311

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1042 RESPLANDOR WAY, OXNARD, CA 93030-0433
Document Number	0000018020
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 8, 2018
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1042 RESPLANDOR WAY OXNARD CA 930300433, OXNARD, CA 93030-0433

Mortgage

Document Number	0000018020
Date	Feb 14, 2018
Instrument	18020

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,003,645 (+2%) Land $501,824 Building $501,821
2025	$12,469.00 (-0.13%) Homeowner's exemption	$983,966 (+4.57%) Land $491,984 Building $491,982
2024	$12,485.00 (+9.69%)
2023	$11,382.00 (+6.42%) Homeowner's exemption	$941,000 Land $612,000 Building $329,000
2022	$10,695.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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