Loudoun County property record for 1042 Ramsgate Ct, Apt C, Sterling, VA 20164
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,338 sqft · built 1975 |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,000 (Sep 2015) |
| Tax Bill | $2,554 (2026) |
| Deeds & Mortgages | Nov 2022 Refinance Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-18-2966-120 |
| Primary APN | 032-18-2966-120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Units | 6 Units |
| Stories | 2 Stories |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 651 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 1042 RAMSGATE CT, C |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-5910 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PDH3 |
| Legal Description | NEWBERRY CONDO PH.3 #1042C 200505310054694 |
| Legal Subdivision | NEWBERRY CONDO |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 1042 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 611602 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1042 RAMSGATE CT, C, STERLING, VA 20164-5910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Jul 27, 2017 | Deed of Trust, Mortgage · VA Mortgage SWBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2015 · Amount on Record |
| Deed Sale | Sep 3, 2015 · Amount on Record |
| Prior Sale | May 31, 2005 · Amount on Record |
| Deed Document Number | 201560286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 1042 RAMSGATE CT APT C, C, STERLING, VA 20164-5910 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000062619 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 202211170062619 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 1042 RAMSGATE CT APT C, C, STERLING, VA 20164-5910 |
| Document Number | 20201130115975 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1042 RAMSGATE CT STERLING VA 201645905, STERLING, VA 20164-5905 |
| Document Number | 20201130115975 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 115975 |
| Name | PENNYMAC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 1042 RAMSGATE CT APT C, C, STERLING, VA 20164-5910 |
| Document Number | 20170801047583 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 20170801047583 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 47583 |
| Name | SWBC MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,554.00 (-17.51%) | $317,390 (-10.31%) Land $110,000 Building $207,390 | $317,390 (-10.31%) Land $110,000 Building $207,390 |
| 2023 | $3,096.00 | $353,890 Land $100,000 Building $253,890 | $353,890 Land $100,000 Building $253,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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