1042 Oak Dr, Vista, CA 92084 Property Records

San Diego County property record for 1042 Oak Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,648 sqft · built 1959
Lot Size	0.315 acres (13,701 sqft)
Owner	Individual Name on File
Last Sale	$507,500 (Sep 2018)
Tax Bill	$7,163 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173-260-14-00`

Property Details

APN / Parcel Number

Primary APN	`173-260-14-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,648 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	13,701 sqft (0.315 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1042 OAK DR
City	VISTA
State	CA
Zip	92084-4653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 18-11-3W SE 1/4 POR
Legal Range	03W
Legal Township	11
Legal Section	18
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	19601

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1042 OAK DR, VISTA, CA 92084-4653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional with PMI ONETRUST HM LOANS
Sep 4, 2018	Grant Deed, Transfer · Conventional with PMI ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Jan 13, 2016 · Amount on Record
Deed Document Number	2018364683
Prior Transfer Date	Oct 7, 2015
Prior Transfer Doc	0000568912
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1042 OAK DR, VISTA, CA 92084-4653
Document Number	0000254812
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 OAK DR VISTA CA 920844653, VISTA, CA 92084-4653

Mortgage

Document Number	0000254812
Date	May 19, 2020
Instrument	254812

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 4, 2018
Property Address	1042 OAK DR, VISTA, CA 92084-4653
Document Number	0000364683
Instrument Date	Aug 8, 2018
Instrument	364683
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$558.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 OAK DR VISTA CA 920844653, VISTA, CA 92084-4653

Mortgage

Document Number	364684
Date	Sep 4, 2018
Instrument	364684

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$577,442 (+2%) Land $316,218 Building $261,224
2025	$7,163.00 (+7.7%)	$566,120 (+4.04%) Land $310,018 Building $256,102
2023	$6,651.00 (+0.23%)	$544,139 Land $297,981 Building $246,158
2022	$6,636.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, San Diego Broadband, Verizon.

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