Sumner County property record for 1042 Nichols Cir E, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,593 sqft · built 1972 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Mar 2022) |
| Tax Bill | $1,480 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 083135 05700 |
| Primary APN | 083135 05700 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,593 sqft Living Area |
| Gross Area | 3,318 sqft |
| 1st Floor Area | 1,593 sqft |
| Basement Area | 1,593 sqft |
| Unfinished Basement | 1,593 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 74,052 sqft (1.7 acres) |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 950 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1042 NICHOLS CIR E |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 0007 PAGE: 0001 BLOCK: LOT: 0036 SUBD: PLEASANT ACRES SEC. 2 |
| Legal Subdivision | PLEASANT ACRES SEC. |
| Legal Tract | 36 |
| Legal Lot Number | 36 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20903 |
Source: Sumner County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1042 NICHOLS CIR E, GALLATIN, TN 37066-3831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Sep 28, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2022 · Amount on Record |
| Deed Sale | Mar 30, 2022 · Amount on Record |
| Prior Sale | Jun 16, 2016 · Amount on Record |
| Deed Document Number | 20221409328 |
| Deed Book / Page | 5903 / 134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Mar 30, 2022 |
| Property Address | 1042 NICHOLS CIR E, GALLATIN, TN 37066-3831 |
| Document Number | 0059030134 |
| Book / Page | 5903 / 134 |
| Map Reference | MB 7 PG 1 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 1409328 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Title Company | NOT AVAILABLE, VORHOLT TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,498.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1042 NICHOLS CIR E, GALLATIN, TN 37066-3831 |
| Document Number | 0005903136 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 5903/136 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Sep 28, 2018 |
| Property Address | 1042 NICHOLS CIR E, GALLATIN, TN 37066-3831 |
| Document Number | 0048230323 |
| Book / Page | 004823 / 000323 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 1246873 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1042 NICHOLS CIR E GALLATIN TN 370663831, GALLATIN, TN 37066-3831 |
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,480.00 (-5.91%) | $104,150 (+102.04%) Land $34,175 Building $69,975 | |
| 2024 | $416,600 (+102.04%) Land $136,700 Building $279,900 | ||
| 2023 | $1,573.00 (-0.32%) | $51,550 (-) Land $19,475 Building $32,075 | |
| 2022 | $1,578.00 | $51,550 Land $19,475 Building $32,075 | |
| 2021 | $206,200 Land $77,900 Building $128,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2010–2015) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Aug 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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