1042 N Black Cherry Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1042 N Black Cherry Dr, Saint Johns, FL 32259

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,607 sqft · built 2006
Owner	Individual Name on File
Last Sale	$100 (Jun 2026)
Tax Bill	$3,458 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023429-0106`

Property Details

APN / Parcel Number

Primary APN	`023429-0106`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006

Location & Zoning

Street Address	1042 N BLACK CHERRY DR
City	SAINT JOHNS
State	FL
Zip	32259-4098
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR2642/84) CROSSINGS AT CYPRESS TRACE CONDO PH 1 UNIT 106 OR6038/436(Q/C)
Legal Range	28E
Legal Township	05S
Legal Section	03
Legal Subdivision	CROSSINGS AT CYPRESS TRACE
Legal Phase	1
Legal Unit	106
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1038
Census Tract	20810

Owner

1042 N Black Cherry Dr, a condominium, is owned and occupied by an individual who bought it in June 2026.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1042 N BLACK CHERRY DR, SAINT JOHNS, FL 32259-4098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Quit Claim Deed, Transfer · FHA Mortgage ADVANTAGEFIRST LNDG INC
Mar 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 18, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 12, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Oct 7, 2015 · Amount on File
Deed Document Number	202647779
Deed Book / Page	6377 / 417
Prior Transfer Date	May 7, 2026
Prior Transfer Doc	0000047779
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 4, 2026
Property Address	1042 N BLACK CHERRY DR, SAINT JOHNS, FL 32259-4098
Document Number	0000047779
Book / Page	6377 / 417
Instrument Date	May 7, 2026
Instrument	202647779
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 N BLACK CHERRY DR, SAINT JOHNS, FL 32259-4098

Mortgage

Document Number	0000047780,
Date	Jun 4, 2026
Instrument	202647780

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1042 N BLACK CHERRY DR, SAINT JOHNS, FL 32259-4098
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 N BLACK CHERRY DR, SAINT JOHNS, FL 32259-4098

Mortgage

Document Number	0061091483
Date	Mar 6, 2025
Book Page	6109/1483
Instrument	2025017666

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2045

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 18, 2024
Property Address	1042 N BLACK CHERRY DR, SAINT JOHNS, FL 32259-4098
Document Number	0060380436
Book / Page	6038 / 436
Map Reference	MB 2624 PG 84
Instrument Date	Oct 16, 2024
Instrument	2024081548
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 BEROT CIR, ST JOHNS, FL 32259-8024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BEROT CIR, ST JOHNS, FL 32259-8024

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 12, 2019
Property Address	1042 N BLACK CHERRY DR, SAINT JOHNS, FL 32259-4098
Document Number	0047760626
Book / Page	004776 / 000626
Instrument Date	Aug 7, 2019
Instrument	58937
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 BEROT CIR ST JOHNS FL 322598024, ST JOHNS, FL 32259-8024

Tax Assessment & Valuation

The 2025 property tax bill for 1042 N Black Cherry Dr was $3,458, up 14.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,000 (-) Building $232,000	$232,000 (-) Building $232,000
2025	$3,458.00 (+14.92%) Homeowner's exemption	$232,000 (-4.76%)	$232,000 (-4.76%)
2024	$3,009.00 (+4.26%)	$243,600 (+1.92%)	$243,600 (+1.92%)
2023	$2,886.00 (+14.43%)	$239,010 (+23.2%)	$239,010 (+23.2%)
2022	$2,522.00	$194,000	$194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1042 N Black Cherry Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1042 N Black Cherry Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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