1042 Moonlight Dr, Culpeper, VA 22701 Property Records

Madison County property record for 1042 Moonlight Dr, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 1969
Lot Size	4.34 acres (189,225 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2023)
Tax Bill	$1,742 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41A-(2)-25`

Property Details

APN / Parcel Number

Primary APN	`41A-(2)-25`
Alternative APN	`3341`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,236 sqft
Finished Basement	1,236 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	189,225 sqft (4.34 acres)
Terrain	Rolling
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3341
Street Address	1042 MOONLIGHT DR
City	CULPEPER
State	VA
Zip	22701-9174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 230000036 4.344 AC 41A(2)-25 MOONSHINE MTN
Jurisdiction	MADISON VA
Township / Civil Division	ROBERTSON
Census Block Group	1
Census Block	1017
Census Tract	930101

Owner

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5906 SKYLINE HEIGHTS CT, ALEXANDRIA, VA 22311-1020
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SVCS
Jan 9, 2023	Warranty Deed, Construction Loan · Construction Mortgage FIRST ADVANTAGE FCU
Oct 3, 2017	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on Record
Deed Sale	Jan 9, 2023 · Amount on Record
Prior Sale	Nov 15, 2022 · Amount on Record
Deed Document Number	202336
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	1042 MOONLIGHT DR, CULPEPER, VA 22701-9174
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001699
Date	Dec 2, 2019
Instrument	190001699

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

January 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON VA
Recording Date	Jan 9, 2023
Property Address	1042 MOONLIGHT DR, CULPEPER, VA 22701-9174
Document Number	0230000036
Map Reference	MB 97 PG 489
Instrument Date	Jan 6, 2023
Instrument	230000036
Transaction Type	Construction Loan
Record Updated	Dec 14, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5906 SKYLINE HEIGHTS CT, ALEXANDRIA, VA 22311-1020

Mortgage

Document Number	0230000037
Date	Jan 9, 2023
Instrument	230000037

Lender

Name	FIRST ADVANTAGE FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	Oct 3, 2017
Property Address	1042 MOONLIGHT DR, CULPEPER, VA 22701-9174
Document Number	0170001462
Map Reference	DD 97 PG 489
Instrument Date	Sep 28, 2017
Instrument	170001462
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 MOONLIGHT DR, CULPEPER, VA 22701-9174

Mortgage

Document Number	0170001463
Date	Oct 3, 2017
Instrument	170001463

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,742.00 (+7.2%)	$328,800 (+49.73%) Land $90,400 Building $238,400	$328,800 (+49.73%) Land $90,400 Building $238,400
2023	$1,625.00	$219,600 Land $73,700 Building $145,900	$219,600 Land $73,700 Building $145,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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