1042 Monteagle Falls Rd, Monteagle, TN 37356 Property Records

Grundy County property record for 1042 Monteagle Falls Rd, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,476 sqft · built 2017
Lot Size	14 acres (609,840 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jun 2021)
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031106 00705`

Property Details

APN / Parcel Number

Primary APN	`031106 00705`
Alternative APN	`106 00705`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,476 sqft Living Area
Interior Walls	Paneling

Exterior

Year Built	Built 2017
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	609,840 sqft (14 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces
Deck Area	192 sqft
Utility Building	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1042 MONTEAGLE FALLS RD
City	MONTEAGLE
State	TN
Zip	37356-7816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: R02
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1034
Census Tract	955300

Owner

Source: Grundy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1042 MONTEAGLE FALLS RD, MONTEAGLE, TN 37356-7816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Apr 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI COUNTY BANK
Jun 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COFFEE COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Feb 9, 2015 · Amount on Record
Deed Document Number	99854
Deed Book / Page	1133 / 59
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	1042 MONTEAGLE FALLS RD, MONTEAGLE, TN 37356-7816
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 MONTEAGLE FALLS RD, MONTEAGLE, TN 37356-7816

Mortgage

Document Number	001155/917
Date	Nov 28, 2023
Book Page	1155/917
Instrument	107670

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	1042 MONTEAGLE FALLS RD, MONTEAGLE, TN 37356-7816
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 MONTEAGLE FALLS RD

Mortgage

Document Number	0000001103/0000000236
Date	Apr 11, 2019
Book Page	0000001103/0000000236
Instrument	93404

Lender

Name	CITIZENS TRI COUNTY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Jun 3, 2021
Property Address	1042 MONTEAGLE FALLS RD, MONTEAGLE, TN 37356-7816
Document Number	0001133/59
Book / Page	1133 / 59
Instrument Date	May 28, 2021
Instrument	99854
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 MONTEAGLE FALLS RD, MONTEAGLE, TN 37356-7816

Mortgage

Document Number	0000099855
Date	Jun 3, 2021
Instrument	99855

Lender

Name	COFFEE COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,061.00	$74,400 (-) Land $14,825 Building $59,575
2024	$1,061.00	$74,400 (-) Land $14,825 Building $59,575
2023	$1,061.00 (+3.92%)	$74,400 (+61.3%) Land $14,825 Building $59,575
2022	$1,021.00	$46,125 Land $9,700 Building $36,425	$184,500 (-38%) Land $38,800 Building $145,700
2020			$297,600 Land $59,300 Building $238,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ben Lomand Rural Telephone Cooperative.

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