1042 Main St, Hawley, MN 56549 Property Records

Clay County property record for 1042 Main St, Hawley, MN 56549 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	built 1977
Lot Size	0.34 acres (15,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,230 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56.775.0420`

Property Details

APN / Parcel Number

Primary APN	`56.775.0420`

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	15,001 sqft (0.34 acres)

Location & Zoning

Street Address	1042 MAIN ST
City	HAWLEY
State	MN
Zip	56549-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WESTGATE 2ND ADD LOT 005 BLOCK 010 SUBDIVISIONCD 56775
Legal Range	45
Legal Township	139
Legal Section	02
Legal Subdivision	WESTGATE 2ND ADD
Legal Block	10
Legal Lot Number	5
Jurisdiction	CLAY MN
Township / Civil Division	HAWLEY
Census Block Group	1
Census Block	1087
Census Tract	30201

Owner

Source: Clay County records · APN 56.775.0420

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 672, HAWLEY, MN 56549-0672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK
May 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION ST BK/FARGO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1042 MAIN ST, HAWLEY, MN 56549-4504
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000823873
Date	Dec 08, 2021
Instrument	823873

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2051

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1042 MAIN ST, HAWLEY, MN 56549-4504
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000789166
Date	May 08, 2019
Instrument	789166

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 10, 2029

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1042 MAIN ST, HAWLEY, MN 56549-4504
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000807762
Date	Oct 27, 2020
Instrument	807762

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 01, 2030

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1042 MAIN ST, HAWLEY, MN 56549-4504
Document Number	0000792172
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1042 MAIN ST HAWLEY MN 565494504, HAWLEY, MN 56549-4504

Mortgage

Document Number	0000792172
Date	Aug 05, 2019
Instrument	792172

Lender

Name	UNION ST BK/FARGO
Type	Bank
Address	FARGO, ND 58106-9399

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 04, 2024

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Hawley City
Unified School District	Hawley Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,230.00 (-10.43%)
2025		$248,300 (+15.87%) Land $30,900 Building $217,400	$248,300 (+15.87%) Land $30,900 Building $217,400
2023	$3,606.00 Homeowner's exemption	$214,300 Land $30,900 Building $183,400	$214,300 Land $30,900 Building $183,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270302011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jun 2010

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Fiber	5,000 / 5,000
Arvig Enterprises	Fiber	1,000 / 500
Arvig Enterprises	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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