1042 Jefferson St, Upland, CA 91784 Property Records

San Bernardino County property record for 1042 Jefferson St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,022 sqft · built 1979
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Jun 2019)
Tax Bill	$8,047 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1004-241-10-0000`

Property Details

APN / Parcel Number

Primary APN	`1004-241-10-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,022 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	2,022 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,500 sqft (0.241 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1042 JEFFERSON ST
City	UPLAND
State	CA
Zip	91784-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9486 LOT 12
Legal Subdivision	TRACT NO 9486
Legal Tract	9486
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2008
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1042 JEFFERSON ST, UPLAND, CA 91784-1245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Line of Credit FRANKLIN LOAN CENTER
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Jun 5, 2019	Grant Deed, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER
Jun 5, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Jun 11, 1997 · Amount on Record
Deed Document Number	2019184040
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0000184039
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1042 JEFFERSON ST, UPLAND, CA 91784-1245
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 JEFFERSON ST, UPLAND, CA 91784-1245

Mortgage

Document Number	0000031812
Date	Feb 12, 2024
Instrument	2024-0031812

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	HOLTVILLE, CA 92250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1042 JEFFERSON ST, UPLAND, CA 91784-1245
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 JEFFERSON ST, UPLAND, CA 91784-1245

Mortgage

Document Number	0000013236
Date	Jan 11, 2022
Instrument	2022-0013236

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1042 JEFFERSON ST, UPLAND, CA 91784-1245
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 JEFFERSON ST, UPLAND, CA 91784-1245

Mortgage

Document Number	0000392604
Date	Aug 30, 2021
Instrument	2021-0392604

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1042 JEFFERSON ST, UPLAND, CA 91784-1245
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 JEFFERSON ST, UPLAND, CA 91784-1245

Mortgage

Document Number	0000395688
Date	Oct 15, 2020
Instrument	2020-0395688

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 5, 2019
Property Address	1042 JEFFERSON ST, UPLAND, CA 91784-1245
Document Number	0000184040
Map Reference	MB 136 PG 73&74
Instrument Date	Apr 1, 2019
Instrument	2019-0184040
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1042 JEFFERSON ST, UPLAND, CA 91784-1245

Mortgage

Document Number	0000184041
Date	Jun 5, 2019
Instrument	2019-0184041

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0000184042
Date	Jun 5, 2019
Instrument	2019-0184042

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 5, 2019
Property Address	1042 JEFFERSON ST, UPLAND, CA 91784-1245
Document Number	0000184039
Instrument Date	Mar 29, 2019
Instrument	184039
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 CEDAR ST FERNANDINA BEACH FL 320343951, FERNANDINA BEACH, FL 32034-3951

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$745,279 (+2%) Land $260,848 Building $484,431
2025	$8,047.00 (+4.83%) Homeowner's exemption	$730,665 (+4.04%) Land $255,733 Building $474,932
2023	$7,676.00 (+2.2%) Homeowner's exemption	$702,293 Land $245,803 Building $456,490
2022	$7,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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