Schenectady County and Schenectady City property record for 1042 Holland Rd, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,500 sqft · built 1900 |
| Lot Size | 0.14 acres (6,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,000 (Jul 2001) |
| Tax Bill | $5,286 (2026) |
| Deeds & Mortgages | May 2023 Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.47-5-23 |
| Primary APN | 421500 49.47-5-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Total Area |
| 1st Floor Area | 1,250 sqft |
| 2nd Floor Area | 1,250 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,125 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 49 ft wide |
| Garage Type | Detached |
| Garage Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Patio Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1042 HOLLAND RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1120 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1O 11 PART OF 2 WOOD AND GARAGE |
| Legal Block | 5 |
| Legal Lot Number | 23.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21400 |
1042 Holland Rd, a duplex, is owned and occupied by an individual who bought it in July 2001.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1044 HOLLAND RD, SCHENECTADY, NY 12303-1120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2001 · Amount on File |
| Deed Sale | Jul 3, 2001 · Amount on File |
| Deed Book / Page | 1603 / 854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1042 HOLLAND RD, SCHENECTADY, NY 12303-1120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 1044 HOLLAND RD, SCHENECTADY, NY 12303-1120 |
| Document Number | 0000024943 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 5302/238 |
| Instrument | 202324943 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1042 HOLLAND RD, SCHENECTADY, NY 12303-1120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 1044 HOLLAND RD, SCHENECTADY, NY 12303-1120 |
| Document Number | 0000025175 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 5302/238 |
| Instrument | 202325175 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
The 2026 property tax bill for 1042 Holland Rd was $5,286 with a homeowner's exemption, up 4.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,286.00 (+4.88%) Homeowner's exemption | ||
| 2025 | $5,040.00 | $90,400 Land $13,600 Building $76,800 | $149,694 Land $22,520 Building $127,174 |
| 2023 | $90,400 (-) Land $13,600 Building $76,800 | $114,430 (+3.8%) Land $17,215 Building $97,215 | |
| 2022 | $90,400 Land $13,600 Building $76,800 | $110,244 Land $16,585 Building $93,659 | |
| 2021 | $4,497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1042 Holland Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1042 Holland Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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