1042 Drexel St, Dearborn, MI 48128 Property Records

Wayne County property record for 1042 Drexel St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,388 sqft · built 1942
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jun 2025)
Tax Bill	$6,492 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-174-04-001`

Property Details

APN / Parcel Number

Primary APN	`82-09-174-04-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	925 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Brick
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1042 DREXEL ST
City	DEARBORN
State	MI
Zip	48128-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	N 12.76 FT OF LOT 877 AND LOT 878 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF DEARBORN TELEGRAPH SUB NO 2
Legal Subdivision	DEARBORN TELEGRAPH NO 2
Legal Lot Number	877-878
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1002
Census Tract	574700

Owner

Source: Wayne County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1042 DREXEL ST, DEARBORN, MI 48128-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC
Jul 28, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 11, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Nov 20, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE CENTER LLC
Jun 4, 2018	Warranty Deed, Transfer VENTURE TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Sep 11, 2024 · Amount on Record
Deed Document Number	2025198099
Deed Book / Page	59626 / 200
Prior Transfer Date	Jul 6, 2009
Prior Transfer Doc	0480221058
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	1042 DREXEL ST, DEARBORN, MI 48128-1640
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 DREXEL ST, DEARBORN, MI 48128-1640

Mortgage

Document Number	0597631318
Date	Sep 4, 2025
Book Page	59763/1318
Instrument	2025256096

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 28, 2023
Property Address	1042 DREXEL ST, DEARBORN, MI 48128-1640
Document Number	0583710437
Book / Page	58371 / 437
Map Reference	LB 52 PG 52
Instrument Date	Jul 27, 2023
Instrument	2023202466
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1042 DREXEL ST, DEARBORN, MI 48128-1640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 DREXEL ST, DEARBORN, MI 48128-1640

Mortgage

Document Number	0583740084
Date	Jul 31, 2023
Book Page	58374/84
Instrument	2023203553

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 11, 2022
Property Address	1042 DREXEL ST, DEARBORN, MI 48128-1640
Document Number	0574581002
Book / Page	57458 / 1002
Map Reference	LB 52 PG 52
Instrument Date	Mar 11, 2022
Instrument	2022065337
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	VI TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1042 DREXEL ST, 1042, DEARBORN, MI 48128-1640

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1042 DREXEL ST, DEARBORN, MI 48128-1640

Mortgage

Document Number	0574581003
Date	Mar 11, 2022
Instrument	57458/1003

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	1042 DREXEL ST, DEARBORN, MI 48128-1640
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0558190057
Date	Jun 3, 2020
Book Page	55819/57
Instrument	2020176210

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 20, 2018
Property Address	1042 DREXEL ST, DEARBORN, MI 48128-1640
Document Number	0547340741
Book / Page	54734 / 0741
Map Reference	LB52 PG52
Instrument Date	Nov 9, 2018
Instrument	2018329668
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	MICHIGAN TITLE INS AGENCY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1042 DREXEL ST, 1042, DEARBORN, MI 48128-1640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 DREXEL ST, DEARBORN, MI 48128-1640

Mortgage

Document Number	2018329153
Date	Nov 20, 2018
Instrument	2018329153

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 4, 2018
Property Address	1042 DREXEL ST, DEARBORN, MI 48128-1640
Document Number	0544380129
Book / Page	054438 / 000129
Instrument Date	Aug 22, 2014
Instrument	190190
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	VENTURE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$989.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 DREXEL ST DEARBORN MI 481281640, DEARBORN, MI 48128-1640

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,492.00 (+33.39%) Homeowner's exemption	$149,500 (+42.93%)	$299,000 (+42.93%)
2023		$104,600 (+5.98%)	$209,200 (+5.98%)
2022		$98,700	$197,400
2019	$4,867.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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