1042 Devane Ln, Frankfort, KY 40601 Property Records

Franklin County property record for 1042 Devane Ln, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1994
Lot Size	0.269 acres (11,728 sqft)
Owner	2 Company Names on File
Last Sale	$415,000 (Jul 2022)
Tax Bill	$4,971 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Oct 2020 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`051-30-04-022.00`

Property Details

APN / Parcel Number

Primary APN	`051-30-04-022.00`
Alternative APNs	`68009` `76833`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,728 sqft (0.269 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Attached
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	76833
Street Address	1042 DEVANE LN
City	FRANKFORT
State	KY
Zip	40601-8467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENTWOODS SUB BK D LT 22
Legal Subdivision	BENTWOODS
Legal Block	D
Legal Lot Number	22
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1005
Census Tract	71001

Owner

Source: Franklin County records · APN 051-30-04-022.00

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB
Oct 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO
Apr 29, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB OF FRANKFORT
Oct 26, 2005	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK
Jun 06, 2008	Deed of Trust, Mortgage FIRST FSB
Feb 02, 2026	Intrafamily Transfer, Transfer
Jul 12, 2022	Deed, Transfer CLEAR TITLE
Jul 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 10, 2017	Warranty Deed, Transfer · ARM GUARDIAN SAVINGS BANK FSB
Oct 14, 2014	Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO
Mar 15, 2006	Deed, Transfer · Line of Credit FIRST FSB OF FRANKFORT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	2022668990
Deed Book / Page	613 / 824
Last Transfer Date	Jan 16, 2026
Transfer Doc	00D643/644
Record Updated	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1460/814
Date	Jul 23, 2018
Book Page	M1460/814
Instrument	477023

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	ARM
Amount	Amount Recorded
Term	348 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 01, 2018
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1559/531
Date	Oct 02, 2020
Book Page	M1559/531
Instrument	510955

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1279/609
Date	Apr 29, 2013
Book Page	M1279/609
Instrument	401192

Lender

Name	FIRST FSB OF FRANKFORT
Address	FRANKFORT, KY 40602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2043

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M985/415
Date	Oct 26, 2005
Book Page	M985/415
Instrument	290591

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 14, 2006

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1100/652
Date	Jun 06, 2008
Book Page	M1100/652
Instrument	330740

Lender

Name	FIRST FSB
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 02, 2018

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN KY
Recording Date	Feb 02, 2026
Property Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467
Document Number	00D643/644
Book / Page	D643 / 644
Map Reference	CAB D SL 158
Instrument Date	Jan 16, 2026
Instrument	898056
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jul 12, 2022
Property Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467
Document Number	00D613/824
Book / Page	D613 / 824
Map Reference	CAB D SL 158
Instrument Date	Jun 30, 2022
Instrument	668990
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Tax	$415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1942 WARWICK RD, HARRODSBURG, KY 40330-8782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jul 10, 2017
Property Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467
Document Number	00D570/603
Book / Page	D570 / 603
Map Reference	CAB D SL158
Instrument Date	Jun 30, 2017
Instrument	461979
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1039 DEVANE LN, 1039, FRANKFORT, KY 40601-8469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jul 10, 2017
Property Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467
Document Number	00D570/603
Book / Page	D570 / 603
Map Reference	CAB D SL158
Instrument Date	Jun 30, 2017
Instrument	461979
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1039 DEVANE LN, FRANKFORT, KY 40601-8469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467

Mortgage

Document Number	0M1423/306
Date	Jul 10, 2017
Book Page	M1423/306
Instrument	461980

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2018
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

October 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Oct 14, 2014
Property Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467
Document Number	00D549/489
Book / Page	D549 / 489
Map Reference	CAB D SL158
Instrument Date	Oct 13, 2014
Instrument	421820
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 HEMPRIDGE CHURCH RD, WADDY, KY 40076-6138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467

Mortgage

Document Number	0000421821
Date	Oct 14, 2014
Instrument	421821

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2029

March 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Mar 15, 2006
Property Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467
Document Number	00D489/391
Book / Page	D489 / 391
Map Reference	CAB D SL158
Instrument Date	Mar 15, 2006
Instrument	296211
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 NINEVAH RD, FRANKFORT, KY 40601-7958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 DEVANE LN, FRANKFORT, KY 40601-8467

Mortgage

Document Number	0000296212
Date	Mar 15, 2006
Instrument	296212

Lender

Name	FIRST FSB OF FRANKFORT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2036

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,971.00 (+0.24%)	$415,000 (-) Land $30,000 Building $385,000	$415,000 (-) Land $30,000 Building $385,000
2023	$4,959.00	$415,000	$415,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (21073C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210730710011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 143 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric and Water Plant Board of the City of Frankfort Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	FARMDALE WATER DISTRICT serves 8,203 people
Water Source	Purchased surface water from FRANKFORT PLANT BOARD
Last State Inspection	Apr 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.