1042 Creech School Rd, Troy, MO 63379 Property Records

Lincoln County property record for 1042 Creech School Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,831 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$179,100 (Oct 2017)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-80-34-000-000-001.003`

Property Details

APN / Parcel Number

Primary APN	`14-80-34-000-000-001.003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,831 sqft Living Area
Basement Area	1,831 sqft
Unfinished Basement	1,831 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	1042 CREECH SCHOOL RD
City	TROY
State	MO
Zip	63379-5365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.00 AC TRACT IN NE1/4 SEC 34
Legal Range	01E
Legal Township	49N
Legal Section	30
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1010
Census Tract	810310

Owner

1042 Creech School Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1042 CREECH SCHOOL RD, TROY, MO 63379-5365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 3, 2017	Warranty Deed, Construction Loan · Construction Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Deed Document Number	20179377
Deed Book / Page	2415 / 894
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1042 CREECH SCHOOL RD, TROY, MO 63379-5365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2455/111
Date	Nov 10, 2020
Book Page	2455/111
Instrument	2020013191

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1042 CREECH SCHOOL RD, TROY, MO 63379-5365
Transaction Type	Mortgage
Record Updated	Sep 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2436/0008
Date	Jul 16, 2019
Book Page	2436/0008
Instrument	2019005874

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 3, 2017
Property Address	1042 CREECH SCHOOL RD, TROY, MO 63379-5365
Document Number	2415/0894
Book / Page	2415 / 0894
Instrument Date	Sep 25, 2017
Instrument	2017009377
Transaction Type	Construction Loan
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1042 CREECH SCHOOL RD, TROY, MO 63379-5365
Investor	Possibly a Property Investor

Mortgage

Document Number	2017009378
Date	Oct 3, 2017
Instrument	2017009378

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1042 Creech School Rd was $2,899.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,439 (-) Land $4,427 Building $43,012
2025	$2,899.00	$47,439 Land $4,427 Building $43,012	$249,680 Land $23,300 Building $226,380
2023	$2,739.00 (+6%)	$44,198 Land $4,085 Building $40,113	$232,620 Land $21,500 Building $211,120
2022	$2,584.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1042 Creech School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1042 Creech School Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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