Monroe County property record for 1042 Caribbean Dr E, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,000 sqft · built 1974 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (Dec 2021) |
| Tax Bill | $9,010 (2024) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2017 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00192090-000000 |
| Primary APN | 00192090-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| Interior Walls | Wood |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Area | 432 sqft |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,308 sqft |
| Patio Area | 318 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1253961 |
|---|---|
| Old Parcel Number | 35662800192090000000 |
| Street Address | 1042 CARIBBEAN DR E |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 5 SUMMERLAND KEY COVE ADDITION 5 PB5-40 SUMMERLAND KEY OR645-823 OR880-1096 OR1305-2027 OR1305-2028 OR1751-2428 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 35 |
| Legal Subdivision | SUMMERLAND KEY COVE ADD #5 |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 971502 |
1042 Caribbean Dr E is owned and occupied by an individual who bought it in December 2021.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1042 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Aug 28, 2017 | Grant Deed, Transfer DEPENDABLE TITLE SERVICES/FL INC, DEPENDABLE TITLE SVCS/FL INC |
| Mar 3, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on File |
| Deed Sale | Dec 29, 2021 · Amount on File |
| Prior Sale | Aug 28, 2017 · Amount on File |
| Deed Document Number | 2354622 |
| Deed Book / Page | 3145 / 1992 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 1042 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4819 |
| Document Number | 0031451992 |
| Book / Page | 3145 / 1992 |
| Map Reference | MB 5 PG 40 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2354622 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13191 STARKEY RD STE 2, 13191, LARGO, FL 33773-1438 |
| Name | Verified Name |
|---|---|
| Address | 99 RADNY DR, LOWELL, MI 49331-9131 |
| Investor | Possibly a Property Investor |
| Document Number | 0031451994 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 3145/1994 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 28, 2017 |
| Property Address | 1042 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4819 |
| Document Number | 0028702481 |
| Book / Page | 002870 / 002481 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 2136689 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2017 |
| Title Company | DEPENDABLE TITLE SERVICES/FL INC, DEPENDABLE TITLE SVCS/FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13191 STARKEY RD #2 LARGO FL 337731438, 2, LARGO, FL 33773-1438 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 3, 2017 |
| Property Address | 1042 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4819 |
| Document Number | 0028411742 |
| Book / Page | 002841 / 001742 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 2112649 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948 |
| Investor | Possibly a Property Investor |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,086,035 Land $717,750 Building $368,285 | $1,086,035 Land $717,750 Building $368,285 | |
| 2024 | $9,010.00 (+0.46%) | ||
| 2023 | $8,969.00 (+21.7%) | $1,015,379 (+30.11%) Land $659,025 Building $356,354 | $1,015,379 (+30.11%) Land $659,025 Building $356,354 |
| 2022 | $7,370.00 | $780,386 Land $508,950 Building $271,436 | $780,386 Land $508,950 Building $271,436 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1042 Caribbean Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1042 Caribbean Dr E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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