1042 Cabot Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1042 Cabot Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1960
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (Jun 2018)
Tax Bill	$1,865 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-25-06-12-19`

Property Details

APN / Parcel Number

Primary APN	`28-37-25-06-12-19`
Alternative APNs	`28-37-25-06-00012.0-0019.00` `2833946`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area
Gross Area	1,930 sqft
1st Floor Area	1,554 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	324 sqft
Porch	Finished/Open Porch
Porch Area	52 sqft
Patio Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Gravity Furnace

Location & Zoning

Account Number	2833946
Street Address	1042 CABOT DR NE
City	PALM BAY
State	FL
Zip	32905-6017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 2 LOT 19 BLK 12
Legal Range	37E
Legal Township	28S
Legal Section	25
Legal Subdivision	PORT MALABAR UNIT 2
Legal Block	12
Legal Lot Number	19
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1024
Census Tract	65201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1042 CABOT DR NE, PALM BAY, FL 32905-6017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Mar 4, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 18, 2018	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Nov 28, 2017	Grant Deed, Transfer FLORIDA TITLE AND ESCROW PROF
Jul 17, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	2018136779
Deed Book / Page	8191 / 2739
Prior Transfer Date	Jul 17, 2000
Prior Transfer Doc	4193002648
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	1042 CABOT DR NE, PALM BAY, FL 32905-6017
Document Number	0086892026
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1042 CABOT DR NE PALM BAY FL 329056017, PALM BAY, FL 32905-6017

Mortgage

Document Number	0086892026
Date	Mar 12, 2020
Book Page	008689/002026
Instrument	59572

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

Interest

Rate	4%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1042 CABOT DR NE, PALM BAY, FL 32905-6017
Document Number	0086892042
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1042 CABOT DR NE PALM BAY FL 329056017, PALM BAY, FL 32905-6017

Mortgage

Document Number	0086892042
Date	Mar 12, 2020
Book Page	008689/002042
Instrument	59576

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 18, 2018
Property Address	1042 CABOT DR NE, PALM BAY, FL 32905-6017
Document Number	0081912739
Book / Page	8191 / 2739
Map Reference	MB 13 PG 55
Instrument Date	Jun 11, 2018
Instrument	2018136779
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	BELLA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	580 BARRETT DR, 580, MERRITT ISLAND, FL 32952-5885

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 CABOT DR NE, PALM BAY, FL 32905-6017

Mortgage

Document Number	2018136780
Date	Jun 18, 2018
Instrument	2018136780

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 28, 2017
Property Address	1042 CABOT DR NE, PALM BAY, FL 32905-6017
Document Number	0080350508
Book / Page	008035 / 000508
Instrument Date	Nov 6, 2017
Instrument	245459
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FLORIDA TITLE AND ESCROW PROF

Transaction

Amount	Amount Recorded
Tax	$647.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 BARRETT DR MERRITT ISLAND FL 329525885, MERRITT ISLAND, FL 32952-5885

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 17, 2017
Property Address	1042 CABOT DR NE, PALM BAY, FL 32905-6017
Document Number	0009380531
Book / Page	000938 / 000531
Instrument Date	Jun 28, 2017
Instrument	148119
Transaction Type	Foreclosure
Record Updated	Jul 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 PURDY AVE #2 MIAMI BEACH FL 331391400, 2, MIAMI BEACH, FL 33139-1400

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,190 (+47.66%)	$208,190 (+3.4%)
2025	$1,865.00 (+5.91%) Homeowner's exemption	$140,990 (+5.98%)	$201,350 (-5.01%) Land $70,000 Building $131,350
2023	$1,761.00 (+5.01%) Homeowner's exemption	$133,030 (+3%)	$211,960 (+13.69%) Land $35,000 Building $176,960
2022	$1,677.00 Homeowner's exemption	$129,160	$186,440 Land $35,000 Building $151,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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