10419 295th Ave, Harmony, MN 55939 Property Records

Fillmore County property record for 10419 295th Ave, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	6 bd · 1,736 sqft · built 1902
Lot Size	21.4 acres (932,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (May 2021)
Tax Bill	$2,038 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14.0206.010`

Property Details

APN / Parcel Number

Primary APN	`14.0206.010`

Interior

Bedrooms	6 Beds
Building Area	1,736 sqft Heated Area
Gross Area	1,232 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	932,620 sqft (21.4 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10419 295TH AVE
City	HARMONY
State	MN
Zip	55939-6530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-101 RANGE-010 21.41 AC 21.41AC BEING A PT OF E1/2 SE1/4 NW1/4 & PT E1/2 NE1/4 SW1/4
Legal Range	10
Legal Township	101
Legal Section	32
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	2
Census Block	2044
Census Tract	960500

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10419 295TH AVE, HARMONY, MN 55939-6530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WAUKON STATE BANK
Feb 27, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Deed Document Number	2021432564
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	May 10, 2021
Property Address	10419 295TH AVE, HARMONY, MN 55939-6530
Document Number	432564
Instrument Date	Apr 23, 2021
Instrument	432564
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10419 295TH AVE, HARMONY, MN 55939-6530

Mortgage

Document Number	432565
Date	May 10, 2021
Instrument	432565

Lender

Name	WAUKON STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	10419 295TH AVE, HARMONY, MN 55939-6530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	425728
Date	Feb 27, 2020
Instrument	425728

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
County Subdivision	Harmony Township
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,038.00 (+19.88%) Homeowner's exemption	$372,200 (+10.22%) Land $160,500 Building $211,700	$372,200 (+10.22%) Land $160,500 Building $211,700
2025		$337,700 (+37.28%) Land $160,500 Building $177,200	$337,700 (+37.28%) Land $160,500 Building $177,200
2023		$246,000 Land $115,600 Building $130,400	$246,000 Land $115,600 Building $130,400
2020	$1,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 295th Ave

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