10415 New Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 10415 New Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,472 sqft · built 1949
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Last Sale	$1,125,000 (Oct 2017)
Tax Bill	$15,834 (2025)
Deeds & Mortgages	Jan 2017 Second Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`835-11-014`

Property Details

APN / Parcel Number

Primary APN	`835-11-014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,472 sqft Living Area
Gross Area	1,192 sqft
1st Floor Area	1,192 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	126,324 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Water Source	Well

Location & Zoning

Street Address	10415 NEW AVE
City	GILROY
State	CA
Zip	95020-9127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Subdivision	CATHERINE DUNNE RANCH MAP #1
Legal Lot Number	155
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2009
Census Tract	512401

Owner

10415 New Ave is owned and occupied by two individuals who bought it in October 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10415 NEW AVE, GILROY, CA 95020-9127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Oct 18, 2019	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 17, 2017	Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2017 · Amount on File
Deed Sale	Oct 17, 2017 · Amount on File
Prior Sale	Aug 15, 2014 · Amount on File
Deed Document Number	201723778291
Prior Transfer Date	Apr 19, 2007
Prior Transfer Doc	0019402536
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10415 NEW AVE, GILROY, CA 95020-9127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023559810
Date	Jan 18, 2017
Instrument	23559810

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 20, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10415 NEW AVE, GILROY, CA 95020-9127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024307608
Date	Oct 18, 2019
Instrument	24307608

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10415 NEW AVE, GILROY, CA 95020-9127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024554405
Date	Jul 27, 2020
Instrument	24554405

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 26, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 17, 2017
Property Address	10415 NEW AVE, GILROY, CA 95020-9127
Document Number	0023778291
Map Reference	MAP G PG92&93
Instrument Date	Aug 31, 2017
Instrument	23778291
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10415 NEW AVE, GILROY, CA 95020-9127

Mortgage

Document Number	0023778292
Date	Oct 17, 2017
Instrument	23778292

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10415 New Ave was $15,834 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,330,404 (+2%) Land $979,183 Building $351,221
2025	$15,834.00 Homeowner's exemption	$1,304,319 Land $959,984 Building $344,335
2023	$15,465.00 (+1.82%) Homeowner's exemption	$1,253,674 Land $922,707 Building $330,967
2022	$15,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10415 New Ave in Zone D, where flood risk has not been studied, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1980–2000)
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10415 New Ave is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: South Valley Internet, Verizon.

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