10415 Echo Falls Ln, Houston, TX 77095 Property Records

Harris County property record for 10415 Echo Falls Ln, Houston, TX 77095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,928 sqft · built 1998
Lot Size	0.157 acres (6,825 sqft)
Owner	2 Individual Names on File
Last Sale	$245,500 (Jun 2019)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-626-001-0004`

Property Details

APN / Parcel Number

Primary APN	`118-626-001-0004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,825 sqft (0.157 acres)
View / Lot	Primary
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1186260010004
Street Address	10415 ECHO FALLS LN
City	HOUSTON
State	TX
Zip	77095-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 1 RIATA RANCH SEC 1
Legal Subdivision	RIATA RANCH SEC 1
Legal Block	1
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2000
Census Tract	541006

Owner

10415 Echo Falls Ln is owned and occupied by two individuals who bought it in June 2019.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10415 ECHO FALLS LN, HOUSTON, TX 77095-7012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Jun 18, 2019	Warranty Deed, Transfer · FHA Mortgage EMC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Prior Sale	Apr 13, 2009 · Amount on File
Deed Document Number	2019258410
Prior Transfer Date	Jun 17, 2019
Prior Transfer Doc	2019258410
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10415 ECHO FALLS LN, HOUSTON, TX 77095-7012
Document Number	0000024393
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10415 ECHO FALLS LN HOUSTON TX 770957012, HOUSTON, TX 77095-7012

Mortgage

Document Number	0000024393
Date	Jan 15, 2021
Instrument	24393

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 18, 2019
Property Address	10415 ECHO FALLS LN, HOUSTON, TX 77095-7012
Document Number	0000258410
Instrument Date	Jun 17, 2019
Instrument	258410
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO-WH LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10415 ECHOL FALLS LN HOUSTON TX 77095, HOUSTON, TX 77095

Mortgage

Document Number	258411
Date	Jun 18, 2019
Instrument	258411

Lender

Name	EMC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77084

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10415 Echo Falls Ln was $4,303 with a homeowner's exemption, up 132.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,737 (-8.72%) Land $74,051 Building $194,686	$268,737 (-8.72%) Land $74,051 Building $194,686
2025	$4,303.00 (+132.59%) Homeowner's exemption	$294,422 Land $74,051 Building $220,371	$294,422 Land $74,051 Building $220,371
2024	$1,850.00
2023		$332,323 Land $74,051 Building $258,272	$332,323 Land $74,051 Building $258,272
2022	$1,560.00
2020	$1,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10415 Echo Falls Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	8 (2017)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10415 Echo Falls Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 196 serves 7,026 people · EPA ID TX1013002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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