10414 Elmdale Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 10414 Elmdale Dr, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,233 sqft · built 1970
Lot Size0.175 acres (7,600 sqft)
OwnerIndividual Name on Record
Last Sale$98,000 (Dec 1986)
Tax Bill$2,894 (2025)
Deeds & MortgagesNov 2025 Line of Credit
May 2021 Transfer
Flood ZoneZone X (minimal risk)
APN580-091-05-00

Property Details

APN / Parcel Number

Primary APN580-091-05-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,233 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area7,600 sqft (0.175 acres)
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address10414 ELMDALE DR
CitySPRING VALLEY
StateCA
Zip91977-5404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 118 TR 004526
Legal SubdivisionSWEETWATER SPGS
Legal Tract004526
Legal Block3
Legal Lot Number118
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3006
Census Tract13504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1069 GRAVES AVE, 100, EL CAJON, CA 92021-4573
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Line of Credit
EAST COUNTY SCHOOLS FCU
May 21, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 1986 · Amount on Record
Deed SaleDec 10, 1986 · Amount on Record
Deed Document Number1986575789
Last Transfer DateMay 11, 2021
Transfer Doc0000387202
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10414 ELMDALE DR, SPRING VALLEY, CA 91977-5404
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10414 ELMDALE DR, SPRING VALLEY, CA 91977-5404

Mortgage

Document Number0000327004
DateNov 19, 2025
Instrument2025-0327004
Lender
NameEAST COUNTY SCHOOLS FCU
TypeCredit Union
AddressEL CAJON, CA 92021
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 18, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 21, 2021
Property Address10414 ELMDALE DR, SPRING VALLEY, CA 91977-5404
Document Number0000387202
Map ReferenceDOC 05-650944
Instrument DateMay 11, 2021
Instrument2021-0387202
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10414 ELMDALE DR, SPRING VALLEY, CA 91977-5404

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$192,715 (+2%) Land $59,264 Building $133,451
2025$2,894.00 (+9.13%) Homeowner's exemption$188,937 (+4.04%) Land $58,102 Building $130,835
2023$2,652.00 (+2.16%) Homeowner's exemption$181,602 Land $55,847 Building $125,755
2022$2,596.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

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