10414 E 4th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10414 E 4th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1948
Lot Size	0.248 acres (10,783 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,593 (2026)
Deeds & Mortgages	May 2022 Transfer Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45201.1942`

Property Details

APN / Parcel Number

Primary APN	`45201.1942`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2005
Architectural Style	Underground/Berm
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,783 sqft (0.248 acres)
Lot Dimensions	100 ft deep x 131 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	10414 E 4TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-2
Legal Description	OPPORTUNITY TR A OF SP95-1023 AUDITORS #4063820 BK 13, PG 84 BNG A PTN OF N1/2 BLK 231 OPPORTUNITY EXC THE S 14.50 FEET OF TRACT A OF SAID SHORT PLAT, ALSO EXC THE N 8.85 FT OF THE S 23.35 FT OF WHT W 46 FT OF SAID TRACT A.
Legal Range	44E
Legal Township	25N
Legal Section	20
Legal Subdivision	SP#1023-95
Legal Tract	A
Legal Block	231
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2000
Census Tract	12500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10414 E 4TH AVE, SPOKANE VALLEY, WA 99206-3668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Transfer on Death Deed, Transfer
Mar 2, 2021	Intrafamily Transfer, Transfer · VA Mortgage CONTOUR MORTGAGE CORP
Aug 5, 2019	Deed of Trust, Mortgage · VA Mortgage CONTOUR MORTGAGE CORP
Jun 4, 2018	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
May 31, 2017	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021
Deed Sale	Mar 2, 2021
Prior Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	20217041914
Last Transfer Date	May 12, 2022
Transfer Doc	0007206780
Record Updated	Oct 29, 2026

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SPOKANE WA
Recording Date	May 12, 2022
Property Address	10414 E 4TH AVE, SPOKANE VALLEY, WA 99206-3668
Document Number	0007206780
Map Reference	MB 13 PG 84
Instrument Date	May 12, 2022
Instrument	7206780
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10414 E 4TH AVE, 10414, SPOKANE VALLEY, WA 99206-3668

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Mar 2, 2021
Property Address	10414 E 4TH AVE, SPOKANE VALLEY, WA 99206-3668
Document Number	0007041914
Map Reference	MB 13 PG 84
Instrument Date	Feb 11, 2021
Instrument	7041914
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Not Readable on Document
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10414 E 4TH AVE, SPOKANE VALLEY, WA 99206-3668

Mortgage

Document Number	0007041913
Date	Mar 2, 2021
Instrument	7041913

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10414 E 4TH AVE, SPOKANE VALLEY, WA 99206-3668
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006828746
Date	Aug 5, 2019
Instrument	6828746

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 4, 2018
Property Address	10414 E 4TH AVE, SPOKANE VALLEY, WA 99206-3668
Document Number	0006713305
Map Reference	MB13 PG84
Instrument Date	Jun 4, 2018
Instrument	6713305
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	INLAND PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,486.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10414 E 4TH AVE, SPOKANE VALLEY, WA 99206-3668

Mortgage

Document Number	0006713306
Date	Jun 4, 2018
Instrument	6713306

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10414 E 4TH AVE, SPOKANE VALLEY, WA 99206-3668
Document Number	0006611718
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10414 E 4TH AVE SPOKANE VALLEY WA 992063668, SPOKANE VALLEY, WA 99206-3668

Mortgage

Document Number	0006611718
Date	Jun 14, 2017
Instrument	6611718

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 13, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,593.00 (+5.15%)	$248,900 (+3.97%) Land $104,500 Building $144,400	$248,900 (+3.97%) Land $104,500 Building $144,400
2025	$2,466.00 (+17.65%)	$239,400 (+11.19%) Land $95,000 Building $144,400	$239,400 (+11.19%) Land $95,000 Building $144,400
2024		$215,300 (+31.6%) Land $76,000 Building $139,300	$215,300 (+31.6%) Land $76,000 Building $139,300
2023	$2,096.00 (+8.54%)	$163,600 Land $57,000 Building $106,600	$163,600 Land $57,000 Building $106,600
2022	$1,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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