10413 Sandy Ln, Munster, IN 46321 Property Records

Lake County property record for 10413 Sandy Ln, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,550 sqft · built 1989
Lot Size	0.351 acres (15,300 sqft)
Owner	Individual Name on File
Last Sale	$471,000 (Sep 2021)
Tax Bill	$6,027 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0526-0094`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0526-0094`
Alternative APNs	`45-07-31-476-006.000-027` `182805260094`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	4,428 sqft
1st Floor Area	2,550 sqft
Basement Area	1,254 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	180 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10413 SANDY LN
City	MUNSTER
State	IN
Zip	46321-4351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIAR CREEK ADDITION LOT #96
Legal Subdivision	BRIAR CREEK ADDITION
Legal Lot Number	96
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1018
Census Tract	40402

Owner

10413 Sandy Ln is owned and occupied by an individual who bought it in September 2021.

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10413 SANDY LN, MUNSTER, IN 46321-4351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 18, 2020	Warranty Deed, Transfer COMMUNITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	Jun 18, 2020
Deed Document Number	2021528152
Prior Transfer Date	Jan 7, 2011
Prior Transfer Doc	2011028882
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 16, 2021
Property Address	10413 SANDY LN, MUNSTER, IN 46321-4351
Document Number	0000028152
Map Reference	MB 65 PG 44
Instrument Date	Sep 14, 2021
Instrument	2021-528152
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10413 SANDY LN, MUNSTER, IN 46321-4351

Mortgage

Document Number	0000028153
Date	Sep 16, 2021
Instrument	2021-528153

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 18, 2020
Property Address	10413 SANDY LN, MUNSTER, IN 46321-4351
Document Number	0000037277
Instrument Date	Jun 12, 2020
Instrument	37277
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10413 SANDY LN MUNSTER IN 463214351, MUNSTER, IN 46321-4351

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$537,300 Land $94,300 Building $443,000	$537,300 Land $94,300 Building $443,000
2024	$6,027.00
2023		$454,200 (+4.99%) Land $96,400 Building $357,800	$454,200 (+4.99%) Land $96,400 Building $357,800
2022	$5,821.00 Homeowner's exemption	$432,600 Land $96,400 Building $336,200	$432,600 Land $96,400 Building $336,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10413 Sandy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10413 Sandy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Nearby Properties on Sandy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures