10413 Bailey Rd, Waterville, OH 43566 Property Records

Lucas County property record for 10413 Bailey Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 1989
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Oct 2021)
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`51-20774`

Property Details

APN / Parcel Number

Primary APN	`51-20774`
Alternative APN	`25003043`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	360 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10413 BAILEY RD
City	WATERVILLE
State	OH
Zip	43566-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	25-A
Legal Description	TEBAULT TRACT NW 132 FT SE 975.42 FT NE360 FT THT PT NE 1/2
Legal Subdivision	TEBAULT
Legal Tract	96
Jurisdiction	LUCAS OH
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1052
Census Tract	9600

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10413 BAILEY RD, WATERVILLE, OH 43566-9716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Survivorship Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit GLASS CITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	202110210055885
Record Updated	Jun 8, 2026

October 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 21, 2021
Property Address	10413 BAILEY RD, WATERVILLE, OH 43566-9716
Document Number	0000055885
Instrument Date	Oct 13, 2021
Instrument	202110210055885
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10413 BAILEY RD, WATERVILLE, OH 43566-9716

Mortgage

Document Number	0000055886
Date	Oct 21, 2021
Instrument	202110210055886

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	10413 BAILEY RD, WATERVILLE, OH 43566-9716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	E TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037206
Date	Sep 16, 2019
Instrument	201909160037206

Lender

Name	GLASS CITY FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Providence Township
Unified School District	Otsego Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,801.00 (+3.17%)	$57,855 (-) Land $12,110 Building $45,745
2024	$2,715.00 (+7.19%)	$57,855 (+14.55%) Land $12,110 Building $45,745	$165,300 (+14.55%) Land $34,600 Building $130,700
2023	$2,533.00 (-1.29%)	$50,505 (-) Land $7,385 Building $43,120
2022	$2,566.00 Homeowner's exemption	$50,505 Land $7,385 Building $43,120
2021			$144,300 Land $21,100 Building $123,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
M2X Communications Fiber	750 / 750
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Amplex Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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