10412 China Spring Rd, Waco, TX 76708 Property Records

McLennan County property record for 10412 China Spring Rd, Waco, TX 76708

Property Summary

Property Type	Commercial
Details	13,400 sqft · built 2002
Lot Size	1.5 acres (65,760 sqft)
Owner	Company Name on File
Tax Bill	$37,616 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18-021002-002500-4`

Property Details

APN / Parcel Number

Primary APN	`18-021002-002500-4`
Alternative APNs	`1802100200250040101` `109371`

Interior

Units	21 Units
Stories	1 Story
Building Area	13,400 sqft Gross Area
1st Floor Area	13,400 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Construction Type	Steel Frame
Roof Type	Sawtooth
Roof Material	Built-Up Asphalt
Lot Area	65,760 sqft
Lot Dimensions	274 ft deep x 240 ft wide
Canopy	1,252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10412 CHINA SPRING RD, S
City	WACO
State	TX
Zip	76708-5676
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-2
Legal Description	COUGAR RIDGE LOT 3 BLOCK 2 ACRES 1.5096
Legal Subdivision	COUGAR RIDGE
Legal Block	2
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1006
Census Tract	4105

Owner

10412 China Spring Rd is owned by a company that acquired it in May 2009.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 8157, WACO, TX 76714-8157
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF CENTRAL TX
Apr 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Jul 7, 2020	Loan Modification, Mortgage FIRST ST BK
May 21, 2020	Loan Modification, Mortgage FIRST ST BK
Oct 1, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/CTRL TX
Aug 7, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 1, 2017	Loan Modification, Mortgage FIRST NATIONAL BANK-RICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2009
Deed Sale	May 12, 2009
Deed Document Number	200913970
Prior Transfer Date	Jun 28, 2005
Prior Transfer Doc	0000025078
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10412 CHINA SPRING RD, WACO, TX 76708-5676
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023579
Date	Jun 10, 2022
Instrument	2022023579

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10412 CHINA SPRING RD # S-A-K, S-A-K, WACO, TX 76708-5676
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010430
Date	Apr 3, 2018
Instrument	2018010430

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	10412 CHINA SPRING RD # S-A-K, S-A-K, WACO, TX 76708-5676
Document Number	0000023795
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000023795
Date	Jul 16, 2020
Instrument	23795

Lender

Name	FIRST ST BK
Type	Bank

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jul 15, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.75%

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	10412 CHINA SPRING RD # S-A-K, S-A-K, WACO, TX 76708-5676
Document Number	0000019804
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10412 CHINA SPRING RD #K WACO TX 767085685, K, WACO, TX 76708-5685

Mortgage

Document Number	0000019804
Date	Jun 17, 2020
Instrument	19804

Lender

Name	FIRST ST BK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 16, 2035

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10412 CHINA SPRING RD # S-A-K, S-A-K, WACO, TX 76708-5676
Document Number	0000033642
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8157 WACO TX 767148157, WACO, TX 76714-8157

Mortgage

Document Number	0000033642
Date	Oct 7, 2019
Instrument	33642

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	1835 N VALLEY MILLS DR, WACO, TX 76710-2556

Agreement

Amount	Amount on Record

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 7, 2019
Property Address	10412 CHINA SPRING RD # S-A-K, S-A-K, WACO, TX 76708-5676
Document Number	0000026222
Instrument Date	Apr 30, 2019
Instrument	26222
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8157 WACO TX 767148157, WACO, TX 76714-8157

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	10412 CHINA SPRING RD # S-A-K, S-A-K, WACO, TX 76708-5676
Document Number	0000016737
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000016737
Date	May 25, 2017
Instrument	16737

Lender

Name	FIRST NATIONAL BANK-RICE
Address	PO BOX 160, ITALY, TX 76651

Agreement

Amount	Amount on Record
Term	36 Months
Due	May 24, 2020

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 10412 China Spring Rd was $37,616, down 0.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,550,167 (-9.18%) Land $473,472 Building $1,076,695	$1,550,167 (-9.18%) Land $473,472 Building $1,076,695
2025	$37,616.00 (-0.85%)	$1,706,950 Land $473,470 Building $1,233,480	$1,706,950 Land $473,470 Building $1,233,480
2024	$37,940.00
2023		$1,661,650 Land $473,470 Building $1,188,180	$1,661,650 Land $473,470 Building $1,188,180
2022	$37,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10412 China Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10412 China Spring Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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