10412 Cadwell Rd, Santee, CA 92071 Property Records

San Diego County property record for 10412 Cadwell Rd, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,665 sqft · built 1986
Lot Size	0.153 acres (6,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Oct 2015)
Tax Bill	$7,029 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`378-391-27-00`

Property Details

APN / Parcel Number

Primary APN	`378-391-27-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,665 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	6,684 sqft (0.153 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10412 CADWELL RD
City	SANTEE
State	CA
Zip	92071-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 85 TR 009903
Legal Subdivision	SAN DIEGO 3675-2
Legal Tract	009903
Legal Block	1
Legal Lot Number	85
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	16621

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10412 CADWELL RD, SANTEE, CA 92071-1068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Prior Sale	Jul 18, 2013 · Amount on Record
Deed Document Number	2015570233
Prior Transfer Date	Aug 30, 2013
Prior Transfer Doc	0000544325
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2026
Property Address	10412 CADWELL RD, SANTEE, CA 92071-1068
Document Number	0000177194
Instrument Date	Apr 30, 2026
Instrument	2026177194
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	10412 CADWELL RD, SANTEE, CA 92071-1068

Mortgage

Document Number	0000177194,
Date	Jun 22, 2026
Instrument	2026177194

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	May 1, 2066

Interest

Rate	6.46%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10412 CADWELL RD, SANTEE, CA 92071-1068
Transaction Type	Mortgage
Record Updated	Oct 24, 2023
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10412 CADWELL RD, SANTEE, CA 92071-1068

Mortgage

Document Number	0000278650
Date	Oct 13, 2023
Instrument	2023-0278650

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Nov 1, 2045

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10412 CADWELL RD, SANTEE, CA 92071-1068
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10412 CADWELL RD, SANTEE, CA 92071-1068

Mortgage

Document Number	0000011469
Date	Jan 10, 2022
Instrument	2022-0011469

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,690 (+2%) Land $280,416 Building $317,274
2025	$7,029.00 (+4.3%)	$585,971 (+4.04%) Land $274,918 Building $311,053
2023	$6,739.00 (+0.72%)	$563,219 Land $264,244 Building $298,975
2022	$6,691.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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