10410 Hayes Ave, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10410 Hayes Ave, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,764 sqft · built 1947
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,900 (May 2020)
Tax Bill	$8,126 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01096365`

Property Details

APN / Parcel Number

Primary APN	`13-01096365`
Alternative APN	`01096365`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	836 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Porch	Open Porch
Porch Area	32 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01096365
Street Address	10410 HAYES AVE
City	SILVER SPRING
State	MD
Zip	20902-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CAMERON HEIGHTS
Legal Subdivision	CAMERON HGHTS PAINES ADD
Legal Block	A
Legal Lot Number	21
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2026
Census Tract	703902

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8008 47TH ST W, UNIVERSITY PLACE, WA 98466-3047
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
May 27, 2020	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 26, 2017	Deed, Transfer · ARM THE COLUMBIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Book / Page	59667 / 203
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10410 HAYES AVE, SILVER SPRING, MD 20902-3818
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10410 HAYES AVE, SILVER SPRING, MD 20902-3818

Mortgage

Document Number	0635620375
Date	Jul 22, 2021
Book Page	63562/375

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Mar 1, 2051

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 27, 2020
Property Address	10410 HAYES AVE, SILVER SPRING, MD 20902-3818
Document Number	0596670203
Book / Page	59667 / 203
Map Reference	MB 28 PL 1776
Instrument Date	Apr 15, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	MILLENNIUM TTL & ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,998.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10410 HAYES AVE, SILVER SPRING, MD 20902-3818

Mortgage

Document Number	59667210
Date	May 27, 2020
Instrument	59667/210

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 26, 2017
Property Address	10410 HAYES AVE, SILVER SPRING, MD 20902-3818
Document Number	0545060141
Book / Page	54506 / 141
Map Reference	MB28 PG1776
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MICHAELS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,936.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10410 HAYES AVE, SILVER SPRING, MD 20902-3818

Mortgage

Document Number	0054506149
Date	Jun 26, 2017
Instrument	54506/149

Lender

Name	THE COLUMBIA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,800 (-1.49%) Land $195,500 Building $438,300	$633,800 (-1.49%) Land $195,500 Building $438,300
2025	$8,126.00 (+50.57%)	$643,400 (+27.17%) Land $195,500 Building $447,900	$643,400 (-) Land $195,500 Building $447,900
2023		$505,933	$643,400 Land $195,500 Building $447,900
2022	$5,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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