1041 Windridge Ct, Hardy, VA 24101 Property Records

Bedford County property record for 1041 Windridge Ct, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,680 sqft · built 2003
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on Record
Last Sale	$22,356 (Feb 2018)
Tax Bill	$113 (2025)
Deeds & Mortgages	Jul 2026 Transfer Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`190 1 19`

Property Details

APN / Parcel Number

Primary APN	`190 1 19`
Alternative APNs	`19010600` `505778`

Interior

Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Basement Area	1,120 sqft
Finished Basement	1,120 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Attached
Garage Area	552 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1041 WINDRIDGE CT
City	HARDY
State	VA
Zip	24101-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDHURST LT 19
Legal Subdivision	WINDHURST
Legal Lot Number	19
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	30602

Owner

Source: Bedford County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1041 WINDRIDGE CT, HARDY, VA 24101-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 12, 2018	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE AND FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2018 · Amount on Record
Deed Sale	Feb 12, 2018 · Amount on Record
Prior Sale	Nov 15, 2006
Deed Document Number	20181235
Last Transfer Date	Jul 7, 2026
Transfer Doc	0000006330
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 8, 2026
Property Address	1041 WINDRIDGE CT, HARDY, VA 24101-3720
Document Number	0000006330
Instrument Date	Jul 7, 2026
Instrument	20266330
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 WINDRIDGE CT, HARDY, VA 24101-3720

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 12, 2018
Property Address	1041 WINDRIDGE CT, HARDY, VA 24101-3720
Document Number	0180001235
Instrument Date	Feb 6, 2018
Instrument	180001235
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 WINDRIDGE CT, HARDY, VA 24101-3720

Mortgage

Document Number	0180001236
Date	Feb 12, 2018
Instrument	180001236

Lender

Name	VANDERBILT MORTGAGE AND FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$113.00	$27,600 (+1%) Land $19,100 Building $8,500
2023	$113.00 Additional exemption filed	$13,800	$27,600 Land $19,100 Building $8,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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