Allen County property record for 1041 Westerly Dr, Lima, OH 45805 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,928 sqft Living Area |
| Lot Size | 8,756 sqft (0.201 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $118,000 (2015) |
| Tax Bill | $2,410.00 (2025) |
| Primary APN | 46-0306-03-003.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 2,368 sqft Gross Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Upper Floors | 784 sqft Upper Floors |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 8,756 sqft (0.201 acres) |
| Depth X Width | 115 ft x 76 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 396 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Storm Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1041 WESTERLY DR |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45805-2941 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CARY ESTATES LOT 27149 FF 75.85 |
| Legal Subdivision | CARY ESTATES |
| Legal Lot Number | 27149 |
| Jurisdiction | ALLEN OH |
| Minor Civil Division | LIMA |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 10900 |
Source: Allen County records · APN 46-0306-03-003.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1041 WESTERLY DR, LIMA, OH 45805-2941 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 06, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage LOANDEPOT.COM LLC |
| Feb 09, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| May 02, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MTG |
| Jun 03, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 25, 2015 · Amount on Record |
| Deed Sale | Nov 25, 2015 · Amount on Record |
| Prior Sale | Nov 25, 2015 · Amount on Record |
| Deed Doc Number | 201512565 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1041 WESTERLY DR, LIMA, OH 45805-2941 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1041 WESTERLY DR, LIMA, OH 45805-2941 |
| Document Number | 10060010187 |
|---|---|
| Date | Oct 06, 2025 |
| Book Page | 2025/10187 |
| Instrument | 202510060010187 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6561 IRVINE CENTER DR, IRVINE, CA 92618 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1041 WESTERLY DR, LIMA, OH 45805-2941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 20102090001794 |
|---|---|
| Date | Feb 09, 2021 |
| Book Page | 2021/1794 |
| Instrument | 20102090001794 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1041 WESTERLY DR, LIMA, OH 45805-2941 |
| Document Number | 0000004822 |
| Instrument Date | May 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1041 WESTERLY DR LIMA OH 458052941, LIMA, OH 45805-2941 |
| Document Number | 0000004822 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 4822 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1041 WESTERLY DR, LIMA, OH 45805-2941 |
| Document Number | 0000006590 |
| Instrument Date | Jun 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1041 WESTERLY DR LIMA OH 458052941, LIMA, OH 45805-2941 |
| Document Number | 0000006590 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 6590 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2047 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Shawnee Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,410.00 (+0.04%) | $59,890 (-) Land $7,490 Building $52,400 | $171,100 (-) Land $21,400 Building $149,700 |
| 2024 | $2,409.00 (+20.81%) Homeowner's exemption | $59,890 (+33.98%) Land $7,490 Building $52,400 | $171,100 (+33.99%) Land $21,400 Building $149,700 |
| 2023 | $1,994.00 (-0.6%) Homeowner's exemption | $44,700 (-) Land $5,600 Building $39,100 | |
| 2022 | $2,006.00 Homeowner's exemption | $44,700 Land $5,600 Building $39,100 | |
| 2021 | $127,700 Land $16,000 Building $111,700 |
1041 Westerly Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Allen County (39003C), updated June 20, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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