Chesterfield County property record for 1041 Water Beech Rd, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,984 sqft · built 2018 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $463,927 (Jul 2018) |
| Tax Bill | $5,564 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Dec 2024 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 724-69-62-15-200-000 |
| Primary APN | 724-69-62-15-200-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,984 sqft Finished Area |
| Basement Area | 2,072 sqft |
| Finished Basement | 912 sqft |
| Unfinished Basement | 1,160 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,108 sqft (0.255 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 398470001 |
|---|---|
| Street Address | 1041 WATER BEECH RD |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-4740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | CENTERPOINTE CROSS SEC 3 026 |
| Legal Subdivision | CENTERPOINTE CROSSING |
| Legal Lot Number | 26 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 100928 |
1041 Water Beech Rd is owned and occupied by two individuals who bought it in July 2018.
Source: Chesterfield County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1041 WATER BEECH RD, MIDLOTHIAN, VA 23114-4740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Dec 3, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Apr 4, 2019 | Deed of Trust, Mortgage · VA Mortgage FORTHRIGHT FNDG CORP |
| Jul 31, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage NVR MTG FIN |
| Apr 18, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on File |
| Deed Sale | Jul 31, 2018 · Amount on File |
| Prior Sale | Apr 18, 2018 · Amount on File |
| Deed Document Number | 201828299 |
| Deed Book / Page | 12056 / 572 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1041 WATER BEECH RD, MIDLOTHIAN, VA 23114-4740 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 013489-742 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 13489/742 |
| Instrument | 2021041412 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1041 WATER BEECH RD, MIDLOTHIAN, VA 23114-4740 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00014744-5 |
|---|---|
| Date | Dec 3, 2024 |
| Book Page | 14744/5 |
| Instrument | 2024038542 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1041 WATER BEECH RD, MIDLOTHIAN, VA 23114-4740 |
| Document Number | 12271684 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1041 WATER BEECH RD MIDLOTHIAN VA 231144740, MIDLOTHIAN, VA 23114-4740 |
| Document Number | 12271684 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 012271/000684 |
| Instrument | 12239 |
| Name | FORTHRIGHT FNDG CORP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jul 31, 2018 |
| Property Address | 1041 WATER BEECH RD, MIDLOTHIAN, VA 23114-4740 |
| Document Number | 12056572 |
| Book / Page | 012056 / 000572 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 28299 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1041 WATER BEECH RD MIDLOTHIAN VA 231144740, MIDLOTHIAN, VA 23114-4740 |
| Document Number | 12056575 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 012056/000575 |
| Instrument | 28300 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Apr 18, 2018 |
| Property Address | 1041 WATER BEECH RD, MIDLOTHIAN, VA 23114-4740 |
| Document Number | 11952798 |
| Book / Page | 011952 / 000798 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 13553 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $121.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7501 BOULDER VIEW DR #450 NORTH CHESTERFIELD VA 232254054, 450, NORTH CHESTERFIELD, VA 23225-4054 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 1041 Water Beech Rd was $5,564.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,564.00 | $589,300 (+0.67%) Land $122,000 Building $467,300 | $589,300 (+0.67%) Land $122,000 Building $467,300 |
| 2025 | $585,400 Land $122,000 Building $463,400 | $585,400 Land $122,000 Building $463,400 | |
| 2023 | $5,071.00 | $525,700 Land $117,000 Building $408,700 | $525,700 Land $117,000 Building $408,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1041 Water Beech Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1041 Water Beech Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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