1041 W Central Ave, Delaware, OH 43015 Property Records

Delaware County property record for 1041 W Central Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 1957
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Dec 2022)
Tax Bill	$4,611 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-342-07-021-000`

Property Details

APN / Parcel Number

Primary APN	`519-342-07-021-000`
Alternative APN	`140263.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	1,778 sqft
Basement Area	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	134 sqft
Deck Area	32 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	1041 W CENTRAL AVE
City	DELAWARE
State	OH
Zip	43015-1481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 3 16
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	16
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2001
Census Tract	10421

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1041 W CENTRAL AVE, DELAWARE, OH 43015-1481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK
Dec 31, 2020	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC
Apr 8, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 7, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	202235589
Deed Book / Page	2007 / 2445
Prior Transfer Date	Feb 7, 2019
Prior Transfer Doc	0000003066
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 14, 2022
Property Address	1041 W CENTRAL AVE, DELAWARE, OH 43015-1481
Document Number	0000035589
Book / Page	2007 / 2445
Instrument Date	Dec 1, 2022
Instrument	202200035589
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 HARTS RUN RD # 2TH, ALLISON PARK, PA 15101-1438

Mortgage

Document Number	0000035590
Date	Dec 14, 2022
Instrument	202200035590

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 31, 2020
Property Address	1041 W CENTRAL AVE, DELAWARE, OH 43015-1481
Document Number	0000053398
Book / Page	1810 / 635
Instrument Date	Dec 11, 2020
Instrument	202000053398
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	NORTHWEST SELECT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053399
Date	Dec 31, 2020
Instrument	202000053399

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Apr 8, 2020
Property Address	1041 W CENTRAL AVE, DELAWARE, OH 43015-1481
Document Number	0000011086
Book / Page	1714 / 946
Instrument Date	Mar 26, 2020
Instrument	202000011086
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011087
Date	Apr 8, 2020
Instrument	202000011087

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DELAWARE OH
Recording Date	Feb 7, 2019
Property Address	1041 W CENTRAL AVE, DELAWARE, OH 43015-1481
Document Number	0000003066
Book / Page	001619 / 001257
Instrument Date	Feb 7, 2019
Instrument	3066
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 W CENTRAL AVE DELAWARE OH 430151481, DELAWARE, OH 43015-1481

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,611.00 (+5.37%)	$92,690 (-) Land $22,930 Building $69,760	$264,800 (-) Land $65,500 Building $199,300
2024	$4,376.00 (-0.18%) Homeowner's exemption	$92,690 (-) Land $22,930 Building $69,760
2023	$4,384.00 Homeowner's exemption	$92,690 Land $22,930 Building $69,760	$264,800 Land $65,500 Building $199,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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