1041 Veteran's Row, Elgin, SC 29045 Property Records

Kershaw County property record for 1041 Veteran's Row, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,432 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$205,715 (Jul 2018)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Jul 2018 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`320-00-00-007-S99`

Property Details

APN / Parcel Number

Primary APN	`320-00-00-007-S99`
Alternative APN	`3390`

Interior

Stories	1 Story
Building Area	2,432 sqft Gross Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	3390
Street Address	1041 VETERANS ROW
City	ELGIN
State	SC
Zip	29045-9559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 7B
Legal Lot Number	7B
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	970907

Owner

1041 Veteran's Row is owned and occupied by two individuals who bought it in July 2018.

Source: Kershaw County records, as of January 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1041 VETERANS ROW, ELGIN, SC 29045-9559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO
Jul 2, 2018	Grant Deed, Subdivision Related Transfer OTHER
Jun 15, 2018	Deed of Trust, Mortgage SYNOVUS MTG
Jun 7, 2018	Quit Claim Deed, Subdivision Related Transfer ATTORNEY ONLY
Apr 2, 2018	Deed of Trust, Construction Loan · Line of Credit SYNOVUS BK
Oct 2, 2017	Grant Deed, Construction Loan · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Document Number	20185018
Deed Book / Page	3880 / 265
Transfer Doc	0000004602
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1041 VETERANS ROW, ELGIN, SC 29045-9559
Document Number	0000008387
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1041 VETERANS ROW ELGIN SC 290459559, ELGIN, SC 29045-9559

Mortgage

Document Number	0000008387
Date	Oct 23, 2018
Book Page	003937/000128
Instrument	8387

Lender

Name	BRANCH BANKING & TR CO
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 22, 2043

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jul 2, 2018
Property Address	1041 VETERANS ROW, ELGIN, SC 29045-9559
Document Number	0000005018
Book / Page	003880 / 000265
Instrument Date	Jun 29, 2018
Instrument	5018
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$761.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1041 VETERANS ROW ELGIN SC 29045, ELGIN, SC 29045

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1041 VETERANS ROW, ELGIN, SC 29045-9559
Document Number	0000004603
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 VETERANS ROW ELGIN SC 290459559, ELGIN, SC 29045-9559

Mortgage

Document Number	0000004603
Date	Jun 18, 2018
Book Page	003873/000205
Instrument	4603

Lender

Name	SYNOVUS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2048

June 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 7, 2018
Property Address	1041 VETERANS ROW, ELGIN, SC 29045-9559
Document Number	0000004306
Book / Page	003868 / 000171
Instrument Date	Jun 6, 2018
Instrument	4306
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 STRAWBERRY FIELD LN ELGIN SC 290458767, ELGIN, SC 29045-8767

April 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Apr 2, 2018
Property Address	1041 VETERANS ROW, ELGIN, SC 29045-9559
Document Number	0000002502
Book / Page	003839 / 000067
Instrument Date	Mar 30, 2018
Instrument	2502
Transaction Type	Construction Loan
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	44 STRAWBERRY FIELD LN ELGIN SC 290458767, ELGIN, SC 29045-8767

Mortgage

Document Number	0000002502
Date	Apr 2, 2018
Book Page	003839/000067
Instrument	2502

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2019

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 2, 2017
Property Address	1041 VETERANS ROW, ELGIN, SC 29045-9559
Document Number	0000007942
Book / Page	003759 / 000141
Instrument Date	Sep 25, 2017
Instrument	7942
Transaction Type	Construction Loan
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	44 STRAWBERRY FIELD LN ELGIN SC 290458767, ELGIN, SC 29045-8767
Investor	Possibly a Property Investor

Mortgage

Document Number	7943
Date	Oct 2, 2017
Book Page	003759/000145
Instrument	7943

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1041 Veteran's Row was $1,297.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00	$204,800 Land $27,800 Building $177,000	$204,800
2023	$568.00	$204,900 Land $27,800 Building $177,100	$204,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1041 Veteran's Row in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1041 Veteran's Row is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 62% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Veteran's Row

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