1041 Veterans Drive Ext, Marion, NC 28752 Property Records

McDowell County property record for 1041 Veterans Drive Ext, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,441 sqft · built 1974
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$248,000 (Jun 2021)
Tax Bill	$1,360 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0791-20-71-7371`

Property Details

APN / Parcel Number

Primary APN	`0791-20-71-7371`
Alternative APN	`74980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,441 sqft Heated Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	74980
Street Address	1041 VETERANS DRIVE EXT
City	MARION
State	NC
Zip	28752-6253
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.45 AC +/-
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2015
Census Tract	970600

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1041 VETERANS DRIVE EXT, MARION, NC 28752-6253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Deed Document Number	0001355625
Deed Book / Page	1355 / 625
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	1041 VETERANS DRIVE EXT, MARION, NC 28752-6253
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012550199
Date	Sep 19, 2018
Book Page	1255/0199
Instrument	2018004269

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	26762

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	1041 VETERANS DRIVE EXT, MARION, NC 28752-6253
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012410969
Date	Apr 18, 2018
Book Page	1241/0969
Instrument	2018001695

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	OLD FORT, NC 28762

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 1, 2021
Property Address	1041 VETERANS DRIVE EXT, MARION, NC 28752-6253
Document Number	0013550625
Book / Page	1355 / 625
Instrument Date	May 26, 2021
Instrument	2021003517
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1041 VETERANS DRIVE EXT, MARION, NC 28752-6253

Mortgage

Document Number	2021003518
Date	Jun 1, 2021
Instrument	2021003518

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,360.00 (+16.84%)	$190,440 (+13.01%) Land $30,000 Building $160,440
2023	$1,164.00	$168,520 Land $30,000 Building $138,520	$190,440 Land $30,000 Building $160,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon.

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