1041 Troon Cir, Davenport, FL 33897 Property Records

Polk County property record for 1041 Troon Cir, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2002
Lot Size	0.145 acres (6,334 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Aug 2022)
Tax Bill	$4,393 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-25-23-999999-021250`

Property Details

APN / Parcel Number

Primary APN	`26-25-23-999999-021250`
Alternative APNs	`232526999999021250` `32526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,334 sqft (0.145 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	312 sqft
Porch	Florida Room
Porch Area	176 sqft

Location & Zoning

Street Address	1041 TROON CIR
City	DAVENPORT
State	FL
Zip	33897-7391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLANDS RESERVE PHASES 2 & 4 SECTIONS 23 & 24 T25 R26 PB 110 PGS 49-54 PHASE 2 LOT 125
Legal Range	26E
Legal Township	25S
Legal Section	23
Legal Subdivision	HIGHLANDS RESERVE PHASES 2 AND 4
Legal Phase	2
Legal Tract	999999
Legal Block	1
Legal Lot Number	125
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1001
Census Tract	12413

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 344336, HOMESTEAD, FL 33034-9585
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FEMBI MORTGAGE
Nov 9, 2017	Warranty Deed, Transfer EQUITABLE TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	2022231958
Deed Book / Page	12393 / 1885
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 25, 2022
Property Address	1041 TROON CIR, DAVENPORT, FL 33897-7391
Document Number	0000231958
Book / Page	12393 / 1885
Map Reference	MB 110 PG 49-54
Instrument Date	Aug 22, 2022
Instrument	2022231958
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	SEA POINTE #2424, NASSAU XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 344336, HOMESTEAD, FL 33034-9585

Mortgage

Document Number	0123931887
Date	Aug 25, 2022
Instrument	12393/1887

Lender

Name	FEMBI MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 9, 2017
Property Address	1041 TROON CIR, DAVENPORT, FL 33897-7391
Document Number	0103101784
Book / Page	010310 / 001784
Instrument Date	Nov 7, 2017
Instrument	215848
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	EQUITABLE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$1,589.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SAPPHIRE CRES 139

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,120 (-0.19%) Land $130,000 Building $209,120	$339,120 (-0.19%) Land $130,000 Building $209,120
2025	$4,393.00 (-11.34%)	$339,778 (+1.53%) Land $130,000 Building $209,778	$339,778 (+1.53%) Land $130,000 Building $209,778
2023	$4,955.00 (+29.17%)	$334,668 (+27.9%) Land $125,000 Building $209,668	$334,668 (+27.9%) Land $125,000 Building $209,668
2022	$3,836.00	$261,668 Land $105,000 Building $156,668	$261,668 Land $105,000 Building $156,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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