1041 Saint Albans Dr, #1, Encinitas, CA 92024 Property Records

San Diego County property record for 1041 Saint Albans Dr, #1, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,072 sqft · built 1977
Lot Size	0.466 acres (20,287 sqft)
Owner	Individual Name on File
Last Sale	$3,598,500 (Jul 2026)
Tax Bill	$40,889 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-551-40-00`

Property Details

APN / Parcel Number

Primary APN	`254-551-40-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,072 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	20,287 sqft (0.466 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1041 SAINT ALBANS DR, 1
City	ENCINITAS
State	CA
Zip	92024-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 29 TR 007832
Legal Subdivision	FOX POINT
Legal Tract	007832
Legal Block	4
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4020
Census Tract	17601

Owner

1041 Saint Albans Dr, #1 is owned by an individual who bought it in July 2026.

Source: San Diego County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1041 SAINT ALBANS DR, ENCINITAS, CA 92024-2219
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Grant Deed, Transfer · Conventional Mortgage FUNDLOANS
May 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage GRAYSON J BROCK REVOCABLE TRUST
May 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage VERITAS FAMILY PARTNERS LTD
Apr 8, 2022	Grant Deed, Transfer · Commercial Mortgage VERITAS FAMILY PARTNERS LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Apr 8, 2022 · Amount on File
Deed Document Number	2026216027
Prior Transfer Date	Jun 23, 2011
Prior Transfer Doc	0000395910
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2026
Property Address	1041 SAINT ALBANS DR, 1, ENCINITAS, CA 92024-2219
Document Number	0000216027
Instrument Date	Jun 18, 2026
Instrument	2026216027
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399,793.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 SAINT ALBANS DR, ENCINITAS, CA 92024-2219

Mortgage

Document Number	0000216028,
Date	Jul 28, 2026
Instrument	2026216028

Lender

Name	FUNDLOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2066

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1041 SAINT ALBANS DR # 1, 1, ENCINITAS, CA 92024-2219
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 SAINT ALBANS DR, ENCINITAS, CA 92024-2219

Mortgage

Document Number	0000131784
Date	May 19, 2025
Instrument	2025-0131784

Lender

Name	GRAYSON J BROCK REVOCABLE TRUST
Type	Private Party
Address	901 S MOPAC EXPY, AUSTIN, TX 78746

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1041 SAINT ALBANS DR # 1, 1, ENCINITAS, CA 92024-2219
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 SAINT ALBANS DR, ENCINITAS, CA 92024-2219

Mortgage

Document Number	0000189720
Date	May 2, 2022
Instrument	2022-0189720

Lender

Name	VERITAS FAMILY PARTNERS LTD
Type	Non-Lending Institution
Address	AUSTIN, TX 78716

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2022
Property Address	1041 SAINT ALBANS DR # 1, 1, ENCINITAS, CA 92024-2219
Document Number	0000154078
Map Reference	MAP 7832
Instrument Date	Mar 28, 2022
Instrument	2022-0154078
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	901 CAMINITO ESTRADA UNIT C, C, CARLSBAD, CA 92011-2410

Mortgage

Document Number	0000189720
Date	Apr 8, 2022
Instrument	2022-0189720

Lender

Name	VERITAS FAMILY PARTNERS LTD
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1041 Saint Albans Dr, #1 was $40,889.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,768,486 (+2%) Land $3,247,296 Building $521,190
2025	$40,889.00	$3,694,595 Land $3,183,624 Building $510,971
2023	$38,395.00 (+100.81%)	$3,551,130 Land $3,060,000 Building $491,130
2022	$19,120.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1041 Saint Albans Dr, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1041 Saint Albans Dr, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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