1041 S Downing St, Denver, CO 80209 Property Records

Denver City property record for 1041 S Downing St, Denver, CO 80209

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,329 sqft · built 1911
Lot Size	0.109 acres (4,750 sqft)
Owner	Individual Name on File
Tax Bill	$3,949 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Oct 2017 Mortgage + 1 more
APN	`05143-22-024-000`

Property Details

APN / Parcel Number

Primary APN	`05143-22-024-000`
Alternative APNs	`680414322024` `161342881`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
Gross Area	1,013 sqft
1st Floor Area	1,013 sqft
Basement Area	917 sqft
Finished Basement	316 sqft
Unfinished Basement	601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Brick
Lot Area	4,750 sqft (0.109 acres)
View / Lot	Highway
Garage Type	Detached
Garage Area	252 sqft
Porch	Enclosed/Unfinished Frame Porch
Porch Area	478 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1041 S DOWNING ST
City	DENVER
State	CO
Zip	80209-4437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-SU-B
Legal Description	L 41 & N1/2 OF L 40 BLK 12 J P FARMERS ADD
Legal Subdivision	FARMERS ADD
Legal Block	12
Legal Lot Number	41,40
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	2
Census Block	2011
Census Tract	2902

Owner

1041 S Downing St is owned and occupied by an individual.

Source: Denver City records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1041 S DOWNING ST, DENVER, CO 80209-4437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Oct 30, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 30, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1041 S DOWNING ST, DENVER, CO 80209-4437
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	AVALANCHE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 S DOWNING ST, DENVER, CO 80209-4437

Mortgage

Document Number	0000097267
Date	Jul 20, 2022
Instrument	2022097267

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	832 Months
Due	Nov 15, 2091

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1041 S DOWNING ST, DENVER, CO 80209-4437
Document Number	0000145826
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 S DOWNING ST DENVER CO 802094437, DENVER, CO 80209-4437

Mortgage

Document Number	0000145826
Date	Nov 6, 2017
Instrument	145826

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	888 Months
Due	Nov 5, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.58%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1041 S DOWNING ST, DENVER, CO 80209-4437
Document Number	0000145825
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2017
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 S DOWNING ST DENVER CO 802094437, DENVER, CO 80209-4437

Mortgage

Document Number	0000145825
Date	Nov 6, 2017
Instrument	145825

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	888 Months
Due	Nov 5, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.58%

Tax Assessment & Valuation

The 2025 property tax bill for 1041 S Downing St was $3,949.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,949.00	$58,680 Land $45,810 Building $45,810	$832,300 Land $649,800 Building $182,500
2023	$3,827.00	$56,090 (+32.57%) Land $38,300 Building $17,790	$892,100 (+46.53%) Land $626,600 Building $265,500
2022		$42,310 Land $37,100 Building $5,210	$608,800 Land $533,800 Building $75,000
2021	$2,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1041 S Downing St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1041 S Downing St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T.

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