1041 Ranchito Ct, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1041 Ranchito Ct, El Cerrito, CA 94530

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,488 sqft · built 1952
Lot Size	0.099 acres (4,331 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Oct 2024)
Tax Bill	$12,917 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`503-220-019-7`

Property Details

APN / Parcel Number

Primary APN	`503-220-019-7`
Alternative APN	`503-220-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Duplex Single
Lot Area	4,331 sqft (0.099 acres)
Garage Type	Attached
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1041 RANCHITO CT
City	EL CERRITO
State	CA
Zip	94530-2614
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	RANCHITO COURT LOT 1
Legal Subdivision	RANCHITO COURT
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	387000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1041 RANCHITO CT, EL CERRITO, CA 94530-2614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jun 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Deed Document Number	2024118136
Last Transfer Date	Nov 13, 2024
Transfer Doc	0000124408
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 22, 2021
Property Address	1041 RANCHITO CT, EL CERRITO, CA 94530-2614
Document Number	0000179809
Map Reference	VOL 47 PG 32
Instrument Date	Jun 18, 2021
Instrument	2021-179809
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1247 BRIGHTON AVE APT 1, 1, ALBANY, CA 94706-1332

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 22, 2021
Property Address	1041 RANCHITO CT, EL CERRITO, CA 94530-2614
Document Number	0000179812
Map Reference	VOL 47 PG 32
Instrument Date	Jun 18, 2021
Instrument	2021-179812
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1247 BRIGHTON AVE APT 1, 1, ALBANY, CA 94706-1332

Mortgage

Document Number	0000179811
Date	Jun 22, 2021
Instrument	2021-179811

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$897,600 (+2%) Land $714,000 Building $183,600
2025	$12,917.00 (+418.76%)	$880,000 (+1,134.62%) Land $700,000 Building $180,000
2023	$2,490.00 (+1.8%)	$71,277 Land $37,621 Building $33,656
2022	$2,446.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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