1041 Ramsgate Dr SW, Concord, NC 28025 Property Records

Cabarrus County property record for 1041 Ramsgate Dr SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,978 sqft · built 2007
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$181,500 (Sep 2017)
Tax Bill	$2,362 (2023)
Deeds & Mortgages	Feb 2018 Line of Credit Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11045F0077.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0077.000000`
Alternative APNs	`5538 39 4039` `117202`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,978 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	818 sqft
Upper Floors Area	1,160 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Mixed
Garage Area	342 sqft
Driveway	Concrete Driveway
Driveway Area	527 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	117202
Street Address	1041 RAMSGATE DR SW
City	CONCORD
State	NC
Zip	28025-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 77 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	77
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5008
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Trustee's Deed, Transfer · Line of Credit GOLDMAN-SACHS MTG
Sep 5, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jun 21, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Prior Sale	Sep 18, 2008 · Amount on Record
Deed Document Number	201712663-0014
Deed Book / Page	12663 / 14
Prior Transfer Date	Aug 27, 2014
Prior Transfer Doc	0001128741
Record Updated	Oct 29, 2026

February 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 22, 2018
Property Address	1041 RAMSGATE DR SW, CONCORD, NC 28025-9261
Document Number	1288989
Book / Page	012889 / 000089
Instrument Date	Feb 22, 2018
Instrument	4120
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Mortgage

Document Number	12889103
Date	Feb 22, 2018
Book Page	012889/000103
Instrument	4121

Lender

Name	GOLDMAN-SACHS MTG
Type	Mortgage Company
Address	200 WEST ST # 5TH, NEW YORK, NY 10282-2102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 21, 2023

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 5, 2017
Property Address	1041 RAMSGATE DR SW, CONCORD, NC 28025-9261
Document Number	1266314
Book / Page	012663 / 000014
Instrument Date	Sep 5, 2017
Instrument	23082
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$363.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 21, 2017
Property Address	1041 RAMSGATE DR SW, CONCORD, NC 28025-9261
Document Number	12546197
Book / Page	012546 / 000197
Instrument Date	May 24, 2017
Instrument	15747
Transaction Type	Foreclosure
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$276.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4100 CARMEL RD #B CHARLOTTE NC 282266151, B, CHARLOTTE, NC 28226-6151

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,120 (-) Land $68,000 Building $236,120
2025		$304,120 (+57.09%) Land $68,000 Building $236,120
2024			$304,120 (+57.09%) Land $68,000 Building $236,120
2023	$2,362.00	$193,590 Land $40,000 Building $153,590	$193,590 Land $40,000 Building $153,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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