1041 Pinegate Dr, Saint Louis, MO 63122 Property Records

St. Louis County property record for 1041 Pinegate Dr, Saint Louis, MO 63122

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,672 sqft · built 1966
Lot Size	0.038 acres (1,673 sqft)
Owner	Individual Name on Record
Last Sale	$234,900 (Dec 2023)
Tax Bill	$2,401 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22N-24-1161`

Property Details

APN / Parcel Number

Primary APN	`22N-24-1161`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,672 sqft Living Area
1st Floor Area	836 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	Raised
Lot Area	1,673 sqft (0.038 acres)
View / Lot	Cul-De-Sac
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1041 PINEGATE DR
City	SAINT LOUIS
State	MO
Zip	63122-2409
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R5
Legal Description	KIRKSHIRE CONDOMINIUMS (THE) UNIT 15 1.292% IN COMMON ELEMENTS 3 17 81 (12907-500)
Legal Subdivision	KIRKSHIRE CONDOMINIUMS (THE)
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2000
Census Tract	218401

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1041 PINEGATE DR, SAINT LOUIS, MO 63122-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit LINDELL BANK & TRUST CO
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Dec 8, 2023	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage ACCESS CAPITAL FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	2023128174
Prior Transfer Date	Aug 12, 2008
Prior Transfer Doc	0179972287
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1041 PINEGATE DR, SAINT LOUIS, MO 63122-2409
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 PINEGATE DR, KIRKWOOD, MO 63122-2409

Mortgage

Document Number	2023071300288
Date	Jul 13, 2023
Instrument	2023071300288

Lender

Name	LINDELL BANK & TRUST CO
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1041 PINEGATE DR, SAINT LOUIS, MO 63122-2409
Transaction Type	Mortgage
Record Updated	Mar 28, 2024
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 PINEGATE DR, SAINT LOUIS, MO 63122-2409

Mortgage

Document Number	0251480329
Date	Oct 4, 2021
Book Page	25148/329
Instrument	2021100400499

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Oct 1, 2050

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 8, 2023
Property Address	1041 PINEGATE DR, SAINT LOUIS, MO 63122-2409
Document Number	2023120800174
Map Reference	MB 198 PG 1-6
Instrument Date	Dec 7, 2023
Instrument	2023120800174
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3906 OLD STATE ROAD M, IMPERIAL, MO 63052-2953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 PINEGATE DR, SAINT LOUIS, MO 63122-2409

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 4, 2020
Property Address	1041 PINEGATE DR, SAINT LOUIS, MO 63122-2409
Document Number	0243103839
Book / Page	24310 / 3839
Map Reference	MB 198 PG 1-6
Instrument Date	Aug 31, 2020
Instrument	2020090400317
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14323 S OUTER 40 STE RD106, 14323, TOWN AND COUNTRY, MO 63017-5769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 PINEGATE DR, SAINT LOUIS, MO 63122-2409

Mortgage

Document Number	0243103842
Date	Sep 4, 2020
Book Page	24310/3842
Instrument	2020090400318

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,200 (-) Land $20,330 Building $21,870	$222,100 (-) Land $107,000 Building $115,100
2025	$2,401.00 (-2.87%)	$42,200 (+7.82%) Land $20,330 Building $21,870	$222,100 (+7.82%) Land $107,000 Building $115,100
2024	$2,472.00 (+1.6%)
2023	$2,433.00 (+10.34%)	$39,140 (+16.87%) Land $10,490 Building $28,650	$206,000 (+16.85%) Land $55,200 Building $150,800
2022	$2,205.00	$33,490 Land $13,980 Building $19,510
2021			$176,300 Land $73,600 Building $102,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1979–1993)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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