1041 Orange Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1041 Orange Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,435 sqft · built 1950
Lot Size	0.174 acres (7,598 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,878 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-29-22-34-0082`

Property Details

APN / Parcel Number

Primary APN	`21-29-22-34-0082`
Alternative APNs	`8050433` `67066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	7,598 sqft (0.174 acres)
Lot Dimensions	131 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	67066
Street Address	1041 ORANGE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAPP-THOMSSEN PHALEN LOT 29 BLK 2
Legal Range	22
Legal Township	29
Legal Section	21
Legal Subdivision	CLAPP-THOMSSEN PHALEN
Legal Block	2
Legal Lot Number	29
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1018
Census Tract	31100

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1041 ORANGE AVE S, SAINT PAUL, MN 55106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 24, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 11, 2025
Transfer Doc	0002807347
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1041 ORANGE AVE E, SAINT PAUL, MN 55106-2055
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02722170
Date	Jan 6, 2022
Instrument	T02722170

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	1041 ORANGE AVE E, SAINT PAUL, MN 55106-2055
Document Number	0004846382
Instrument Date	Oct 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1041 ORANGE AVE E ST PAUL MN 551062055, ST PAUL, MN 55106-2055

Mortgage

Document Number	0004846382
Date	Nov 19, 2020
Instrument	4846382

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1041 ORANGE AVE E, SAINT PAUL, MN 55106-2055
Document Number	0004762836
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1041 ORANGE AVE E ST PAUL MN 551062055, ST PAUL, MN 55106-2055

Mortgage

Document Number	0004762836
Date	Jul 1, 2019
Instrument	4762836

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,700 (+13.36%) Land $35,000 Building $302,700	$337,700 (+13.36%) Land $35,000 Building $302,700
2025	$4,878.00 (-2.05%)
2023	$4,980.00 Homeowner's exemption	$297,900 Land $25,000 Building $272,900	$297,900 Land $25,000 Building $272,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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