Schenectady County and Rotterdam Town property record for 1041 O'Brien Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,066 sqft · built 1960 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (Jan 2018) |
| Tax Bill | $5,138 (2025) |
| Deeds & Mortgages | Mar 2021 Second Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.14-4-18 |
| Primary APN | 422800 59.14-4-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 142 ft deep x 69 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1041 OBRIEN AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,BK,OG COUNTRY MNR-9 3.-199-17 |
| Legal Subdivision | MAP OF COUNTRY MANOR SUBDIVISION NO 1 |
| Legal Block | 4 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1041 OBRIEN AVE, SCHENECTADY, NY 12303-3605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTCO BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage TRUSTCO BANK |
| Jan 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2018 · Amount on Record |
| Deed Sale | Jan 18, 2018 · Amount on Record |
| Prior Sale | Sep 15, 2009 · Amount on Record |
| Deed Document Number | 20182791 |
| Deed Book / Page | 1979 / 955 |
| Prior Transfer Date | May 28, 2003 |
| Prior Transfer Doc | 1652000479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1041 OBRIEN AVE, SCHENECTADY, NY 12303-3605 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1041 OBRIEN AVE, SCHENECTADY, NY 12303-3605 |
| Document Number | 0000011967 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 5081/574 |
| Instrument | 202111967 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1041 OBRIEN AVE, SCHENECTADY, NY 12303-3605 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1041 OBRIEN AVE, SCHENECTADY, NY 12303-3605 |
| Document Number | 0000011965 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 5081/568 |
| Instrument | 202111965 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 18, 2018 |
| Property Address | 1041 OBRIEN AVE, SCHENECTADY, NY 12303-3605 |
| Document Number | 0000002791 |
| Book / Page | 1979 / 955 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 201802791 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1041 OBRIEN AVE, 1041, SCHENECTADY, NY 12303-3605 |
| Name | Verified Name |
|---|---|
| Address | 121 HORIZON BLVD, SCHENECTADY, NY 12306-5619 |
| Document Number | 0000002792 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 201802792 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2048 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,138.00 | $140,000 (-) Land $9,900 Building $130,100 | $215,400 (+16.94%) Land $15,232 Building $200,168 |
| 2023 | $140,000 Land $9,900 Building $130,100 | $184,200 Land $13,026 Building $171,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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