Cook County property record for 1041 Oak St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,334 sqft · built 2009 |
| Lot Size | 0.203 acres (8,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,575,000 (Dec 2020) |
| Tax Bill | $38,252 (2023) |
| Deeds & Mortgages | Dec 2020 Sale Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-20-110-014 |
| Primary APN | 05-20-110-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,334 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,850 sqft (0.203 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1041 OAK ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (GROVELAND) ADD TO (WINNETKA) IN SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | GROVELAND ADD TO WINNETKA |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 800500 |
1041 Oak St is owned and occupied by an individual who bought it in December 2020.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1041 OAK ST, WINNETKA, IL 60093-2130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 18, 2017 | Grant Deed, Transfer JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on File |
| Deed Sale | Dec 30, 2020 · Amount on File |
| Prior Sale | Jul 18, 2017 · Amount on File |
| Deed Document Number | 202012044 |
| Prior Transfer Date | Aug 11, 1997 |
| Prior Transfer Doc | 0000000401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 30, 2020 |
| Property Address | 1041 OAK ST, WINNETKA, IL 60093-2130 |
| Document Number | 2036512044 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 36512044 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,575.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1041 OAK ST WINNETKA IL 600932130, WINNETKA, IL 60093-2130 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 18, 2017 |
| Property Address | 1041 OAK ST, WINNETKA, IL 60093-2130 |
| Document Number | 1719915111 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 19915111 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1610 W FULLERTON AVE #504 CHICAGO IL 606149051, 504, CHICAGO, IL 60614-9051 |
| Document Number | 1719915112 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 19915112 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240-2031 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $204,001 Land $28,763 Building $175,238 | $2,040,010 Land $287,630 Building $1,752,380 | |
| 2023 | $38,252.00 (+6.22%) | ||
| 2022 | $36,011.00 | $164,999 Land $24,337 Building $140,662 | $1,649,990 Land $243,370 Building $1,406,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1041 Oak St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 14 (1980–2016) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1041 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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