1041 Oak St, Ogden, UT 84401 Property Records

Weber County property record for 1041 Oak St, Ogden, UT 84401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,106 sqft · built 1960
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$122,800 (Aug 2015)
Tax Bill$2,502 (2026)
Deeds & MortgagesAug 2023 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-008-0006

Property Details

APN / Parcel Number

Primary APN14-008-0006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,106 sqft Living Area
1st Floor Area1,106 sqft
Basement Area224 sqft
Unfinished Basement224 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeDetached
Garage Area273 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area540 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1041 OAK ST
CityOGDEN
StateUT
Zip84401-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL OF LOTS 11, 12 AND 13, BLOCK 8, RUSHTON ADDITION, OGDEN CITY, WEBER COUNTY, UTAH.
Legal Range1W
Legal Township6N
Legal Section28
Legal SubdivisionRUSHTON ADDITION OGDEN CITY
Legal Block8
Legal Lot Number11-12
JurisdictionWEBER UT
Township / Civil DivisionOGDEN
Census Block Group1
Census Block1018
Census Tract200800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ogden Central Bench Historic District
listed 2005 · 2,403 contributing resources · NRIS 03000055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1041 Oak St is owned and occupied by an individual who bought it in August 2015.

Source: Weber County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1041 OAK ST, OGDEN, UT 84401-1813
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Deed of Trust, Mortgage · Commercial Mortgage
AMERICA FIRST FCU
Mar 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2015 · Amount on File
Deed SaleAug 5, 2015 · Amount on File
Prior SaleJul 15, 2013
Deed Document Number20152749339
Prior Transfer DateApr 30, 2007
Prior Transfer Doc0002260082
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBER UT
Property Address1041 OAK ST, OGDEN, UT 84401-1813
Transaction TypeMortgage
Record UpdatedNov 7, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003294342
DateAug 11, 2023
Instrument3294342
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressOGDEN, UT 84405
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueAug 30, 2033

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBER UT
Property Address1041 OAK ST, OGDEN, UT 84401-1813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyUS TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003042629
DateMar 23, 2020
Instrument3042629
Lender
NameCASTLE & COOKE MORTGAGE LLC
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueApr 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 1041 Oak St was $2,502, down 4.1% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateUtah
CountyWeber County
MunicipalityOgden City
Unified School DistrictOgden School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,502.00 (-4.1%)$316,752 (-3.04%) Land $125,024 Building $191,728$316,752 (-3.04%) Land $125,024 Building $191,728
2025$2,609.00$326,681 Land $125,024 Building $201,657$326,681 Land $125,024 Building $201,657
2023$2,487.00$171,600 Land $57,481 Building $114,119$311,999 Land $104,510 Building $207,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1041 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1041 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOGDEN CITY WATER SYSTEM
serves 87,267 people · EPA ID UTAH29011
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Connext Networks
Fiber
1,000 / 1,000

May also be available: All West, CenturyLink, Utah Broadband, Utah Telecommunication Open Infrastructure Agency, Verizon.

Nearby Properties on Oak St

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