Berks County property record for 1041 N Front St, Reading, PA 19601
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1 ba · 1,668 sqft · built 1900 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,800 (Mar 2013) |
| Tax Bill | $1,270 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5307-49-56-7172 |
| Primary APN | 5307-49-56-7172 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 1,668 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,742 sqft (0.04 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15046650 |
|---|---|
| Street Address | 1041 N FRONT ST |
| City | READING |
| State | PA |
| Zip | 19601-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 56 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1041 N Front St is owned and occupied by an individual who bought it in March 2013.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1041 N FRONT ST, READING, PA 19601-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| May 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Nov 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2013 · Amount on File |
| Deed Sale | Mar 1, 2013 · Amount on File |
| Prior Sale | Feb 11, 1998 |
| Deed Document Number | 20138475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1041 N FRONT ST, READING, PA 19601-1401 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1041 N FRONT ST, READING, PA 19601-1401 |
| Document Number | 0000035186 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2021035186 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1041 N FRONT ST, READING, PA 19601-1401 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1041 N FRONT ST, READING, PA 19601-1401 |
| Document Number | 0000018193 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022018193 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 279 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1041 N FRONT ST, READING, PA 19601-1401 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1041 N FRONT ST, READING, PA 19601-1401 |
| Document Number | 0000044031 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022044031 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 273 Months |
| Due | Aug 1, 2045 |
The 2026 property tax bill for 1041 N Front St was $1,270 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,270.00 Homeowner's exemption | $45,000 Land $9,600 Building $35,400 | $9,600 Land $9,600 |
| 2024 | $1,191.00 | $45,000 Land $9,600 Building $35,400 | |
| 1994 | $45,000 Land $9,600 Building $35,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1041 N Front St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2006–2011) |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1041 N Front St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures