Union County property record for 1041 Mountain Laurel Ct, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,018 sqft · built 2008 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Apr 2021) |
| Tax Bill | $2,838 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-078-364 |
| Primary APN | 07-078-364 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,018 sqft Living Area |
| 1st Floor Area | 853 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1041 MOUNTAIN LAUREL CT |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-4118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | MR STALLIN |
| Legal Description | #120 FAIRHAVEN PH1 MP7 OPCK335 |
| Legal Subdivision | FAIRHAVEN |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20319 |
1041 Mountain Laurel Ct, a rural home, is owned and occupied by an individual who bought it in April 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1041 MOUNTAIN LAUREL CT, MATTHEWS, NC 28104-4118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 27, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 19, 2021 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Feb 19, 2021 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on File |
| Deed Sale | Apr 27, 2021 · Amount on File |
| Prior Sale | Feb 19, 2021 · Amount on File |
| Deed Document Number | 202119781 |
| Deed Book / Page | 8079 / 699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1041 MOUNTAIN LAUREL CT, MATTHEWS, NC 28104-4118 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008829876 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | 8829/876 |
| Instrument | 30312 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 11, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 27, 2021 |
| Property Address | 1041 MOUNTAIN LAUREL CT, MATTHEWS, NC 28104-4118 |
| Document Number | 0008079699 |
| Book / Page | 8079 / 699 |
| Map Reference | CAB K FILE 335 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 19781 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1041 MOUNTAIN LAUREL CT, MATTHEWS, NC 28104-4118 |
| Document Number | 0000019782 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 19782 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 19, 2021 |
| Property Address | 1041 MOUNTAIN LAUREL CT, MATTHEWS, NC 28104-4118 |
| Document Number | 0000799543 |
| Book / Page | 7995 / 43 |
| Map Reference | CAB K FILE 335 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 7686 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 LAKE HEAD RD, 330, NORWOOD, NC 28128-7609 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 19, 2021 |
| Property Address | 1041 MOUNTAIN LAUREL CT, MATTHEWS, NC 28104-4118 |
| Document Number | 0000799543 |
| Book / Page | 7995 / 43 |
| Map Reference | CAB K FILE 335 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 7686 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 LAKE HEAD RD, NORWOOD, NC 28128-7609 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1041 Mountain Laurel Ct was $2,838.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,000 (-) Land $87,000 Building $327,000 | $414,000 (-) Land $87,000 Building $327,000 | |
| 2025 | $2,838.00 | $414,000 Land $87,000 Building $327,000 | $414,000 Land $87,000 Building $327,000 |
| 2023 | $2,298.00 | $271,500 Land $55,000 Building $216,500 | $271,500 Land $55,000 Building $216,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1041 Mountain Laurel Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2024–2026) |
| Most Recent Claim | May 2026 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1041 Mountain Laurel Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REEDY CREEK MHP private · serves 64 people · EPA ID NC0160168 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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