Lexington County property record for 1041 Misty Ln, Gilbert, SC 29054
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,812 sqft · built 2022 |
| Lot Size | 13.1 acres (572,378 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,770 (Sep 2020) |
| Deeds & Mortgages | May 2021 Construction Loan Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003101-01-002 |
| Primary APN | 003101-01-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,812 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 572,378 sqft (13.1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1041 MISTY LN |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-8671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ID |
| Legal Description | RAWL OAKS LOT 2 |
| Legal Subdivision | RAWL OAKS SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21303 |
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1041 MISTY LN, GILBERT, SC 29054-8671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST COMMUNITY BANK |
| Oct 17, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on Record |
| Deed Sale | Sep 10, 2020 · Amount on Record |
| Deed Document Number | 202040763 |
| Deed Book / Page | 20892 / 3975 |
| Last Transfer Date | Oct 11, 2022 |
| Transfer Doc | 2103100614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1041 MISTY LN, GILBERT, SC 29054-8671 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2094102177 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 20941/2177 |
| Instrument | 2021026558 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Oct 17, 2022 |
| Property Address | 1041 MISTY LN, GILBERT, SC 29054-8671 |
| Document Number | 2103100614 |
| Book / Page | 21031 / 614 |
| Map Reference | MB 20891 PG 4516 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022045973 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1041 MISTY LN, GILBERT, SC 29054-8671 |
| Document Number | 2022045974 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022045974 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $19,300 (+1,362.12%) Land $900 Building $18,400 | $644,000 (+25%) Land $184,000 Building $460,000 |
| 2023 | $1,320 (-) Land $1,320 | $184,000 (-) Land $184,000 |
| 2022 | $1,320 Land $1,320 | $184,000 Land $184,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 7 (2015–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 57% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Comporium Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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