1041 Longfellow Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1041 Longfellow Ave, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 816 sqft · built 1957
Lot Size	0.503 acres (21,895 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Aug 2024)
Tax Bill	$2,718 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-15-251-028`

Property Details

APN / Parcel Number

Primary APN	`8913-15-251-028`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	500 sqft
Unfinished Basement	816 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,895 sqft (0.503 acres)
Lot Dimensions	290 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	35 sqft
Deck Area	256 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1041 LONGFELLOW AVE
City	WATERLOO
State	IA
Zip	50703-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHFIELD ADDITION LOT 3
Legal Range	13W
Legal Township	89N
Legal Section	15
Legal Subdivision	NORTHFIELD ADDITION
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2017
Census Tract	1600

Owner

1041 Longfellow Ave is owned and occupied by two individuals who bought it in August 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1041 LONGFELLOW AVE, WATERLOO, IA 50703-1718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit IOWA FALLS STATE BANK
Jun 28, 2018	Deed of Trust, Mortgage · Line of Credit IOWA FALLS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on File
Deed Sale	Aug 26, 2024 · Amount on File
Deed Document Number	202419364
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1041 LONGFELLOW AVE, WATERLOO, IA 50703-1718
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400005415
Date	Oct 20, 2023
Instrument	202400005415

Lender

Name	IOWA FALLS STATE BANK
Type	Bank
Address	IOWA FALLS, IA 50126

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1041 LONGFELLOW AVE, WATERLOO, IA 50703-1718
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800021548
Date	Jun 28, 2018
Instrument	201800021548

Lender

Name	IOWA FALLS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1041 Longfellow Ave was $2,718 with a homeowner's exemption, up 3.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,718.00 (+3.5%) Homeowner's exemption	$144,070 Land $18,080 Building $125,990	$144,070 Land $18,080 Building $125,990
2024	$2,626.00
2023		$131,310 (+25.18%) Land $18,080 Building $113,230	$131,310 Land $18,080 Building $113,230
2022	$2,108.00 Homeowner's exemption	$104,900 Land $18,080 Building $86,820
2021			$104,900 Land $18,080 Building $86,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1041 Longfellow Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1978–1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1041 Longfellow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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