1041 Lazy Lake Dr, Summit, MS 39666 Property Records

Pike County property record for 1041 Lazy Lake Dr, Summit, MS 39666

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,636 sqft · built 2016
Lot Size0.539 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Dec 2012)
Tax Bill$1,182 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN812521-GA

Property Details

APN / Parcel Number

Primary APN812521-GA
Alternative APN
  • 31222

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,636 sqft Adjusted Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialFiber Cement Siding
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area23,522 sqft (0.539 acres)
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Parking Spaces1 Parking Space
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address1041 LAZY LAKE DR
CitySUMMIT
StateMS
Zip39666-8231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE COR SE1/4 SW1/4 ZN:X-28113C0050C
JurisdictionPIKE MS
Township / Civil Division4
Census Block Group3
Census Block3022
Census Tract950102

Owner

1041 Lazy Lake Dr is owned and occupied by two individuals who bought it in December 2012.

Source: Pike County records, as of December 15, 2025

Owner of Record2 Individual Names on File
Mailing Address1041 LAZY LAKE DR, SUMMIT, MS 39666-8231
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Deed of Trust, Mortgage · Commercial Mortgage
FIRST BANK
Jun 1, 2017Deed of Trust, Mortgage · Line of Credit
FIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2012 · Amount on File
Deed SaleDec 7, 2012 · Amount on File
Deed Document Number000246027
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE MS
Property Address1041 LAZY LAKE DR, SUMMIT, MS 39666-8231
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1041 LAZY LAKE DR, SUMMIT, MS 39666-8231

Mortgage

Document Number0000319329
DateApr 5, 2022
Instrument319329
Lender
NameFIRST BANK
TypeBank
AddressMCCOMB, MS 39648
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueApr 5, 2027

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE MS
Property Address1041 LAZY LAKE DR, SUMMIT, MS 39666-8231
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number282374
DateJun 1, 2017
Instrument282374
Lender
NameFIRST BANK
TypeBank
AddressMCCOMB, MS 39648
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueMay 24, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1041 Lazy Lake Dr was $1,182 with a homeowner's exemption, up 24% from the year before.

Source: Pike County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPike County
Unified School DistrictNorth Pike School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,182.00 (+24.03%) Homeowner's exemption$10,953$109,532 Land $5,912 Building $103,620
2024$953.00 (+2.92%)
2023$926.00 (+1.87%) Homeowner's exemption$9,128$91,282 Land $5,912 Building $85,370
2022$909.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1041 Lazy Lake Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 18, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1041 Lazy Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST PIKE WATER ASSN.
public/private · serves 2,107 people · EPA ID MS0570051
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
C Spire Wireless
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lazy Lake Dr

Nearby Streets

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