1041 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1041 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,656 sqft · built 1992
Lot Size	5.44 acres (236,966 sqft)
Owner	2 Individual Names on File
Last Sale	$368,750 (Apr 2016)
Tax Bill	$14,334 (2026)
Deeds & Mortgages	May 2026 Transfer Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`265489 049.02-1-11.2`

Property Details

APN / Parcel Number

Primary APN	`265489 049.02-1-11.2`
Alternative APNs	`54890490200001011200` `03317000000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,656 sqft Living Area
1st Floor Area	1,728 sqft
2nd Floor Area	928 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	236,966 sqft (5.44 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Canopy	360 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03317000000
Street Address	1041 LAKE RD
City	WEBSTER
State	NY
Zip	14580-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L3 T14 R4 KAPTEIN SUB L1 271-51
Legal Subdivision	PROPETY OF THE KAPTEIN RESIDENCE
Legal Block	1
Legal Lot Number	11.200
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1001
Census Tract	11302

Owner

1041 Lake Rd is owned and occupied by two individuals who bought it in April 2016.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1041 LAKE RD, WEBSTER, NY 14580-9004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Feb 27, 2018	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2016 · Amount on File
Deed Sale	Apr 13, 2016 · Amount on File
Deed Document Number	2016638
Deed Book / Page	11681 / 521
Prior Transfer Date	Aug 13, 2013
Prior Transfer Doc	0000000327
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	May 19, 2026
Property Address	1041 LAKE RD, WEBSTER, NY 14580-9004
Document Number	0003421634
Book / Page	13195 / 8
Instrument Date	May 5, 2026
Instrument	20263421634
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 LAKE RD, WEBSTER, NY 14580-9004

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1041 LAKE RD, WEBSTER, NY 14580-9004
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000483
Date	Aug 11, 2021
Book Page	29383/483
Instrument	202108110106

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1041 LAKE RD, WEBSTER, NY 14580-9004
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000474
Date	Aug 11, 2021
Book Page	29383/474
Instrument	202108110105

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1041 LAKE RD, WEBSTER, NY 14580-9004
Document Number	0000000258
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 LAKE RD WEBSTER NY 145809004, WEBSTER, NY 14580-9004

Mortgage

Document Number	0000000258
Date	Mar 5, 2018
Book Page	027516/000153
Instrument	258

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1041 Lake Rd was $14,334, up 1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,334.00 (+1.03%)
2025	$14,188.00	$307,200 Land $55,600 Building $251,600	$640,000 Land $115,833 Building $524,167
2023		$307,200 (-12.13%) Land $55,600 Building $251,600	$529,700 (-3.04%) Land $95,870 Building $433,830
2022		$349,600 Land $55,600 Building $294,000	$546,300 Land $86,883 Building $459,417
2021	$14,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1041 Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1041 Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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