1041 Jaybee Ave, Davenport, FL 33897 Property Records

Polk County property record for 1041 Jaybee Ave, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,849 sqft · built 1998
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Sep 2023)
Tax Bill	$4,521 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-01-488034-001270`

Property Details

APN / Parcel Number

Primary APN	`26-25-01-488034-001270`
Alternative APNs	`012526488034001270` `12526000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,849 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,849 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Pool Area	200 sqft
Porch	Screened/Unfinished Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1041 JAYBEE AVE
City	DAVENPORT
State	FL
Zip	33897-5471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAYS LAKE ESTATES PHASE THREE PB 100 PGS 2 & 3 LOT 127 (INT IN COMMON AREAS)
Legal Range	26E
Legal Township	25S
Legal Section	01
Legal Subdivision	FAIRWAYS LAKE ESTATES PHASE THREE
Legal Phase	3
Legal Tract	488034
Legal Block	2
Legal Lot Number	127
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2000
Census Tract	12415

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1041 JAYBEE AVE, DAVENPORT, FL 33897-5471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 8, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jul 20, 2017	Warranty Deed, Transfer · FHA Mortgage NORTH POINTE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Apr 8, 2020 · Amount on Record
Deed Document Number	2023228928
Deed Book / Page	12853 / 2100
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 29, 2023
Property Address	1041 JAYBEE AVE, DAVENPORT, FL 33897-5471
Document Number	0000228928
Book / Page	12853 / 2100
Map Reference	MB 100 PG 2&3
Instrument Date	Sep 21, 2023
Instrument	2023228928
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,143.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 COCO PLUM DR, DAVENPORT, FL 33897-3907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 JAYBEE AVE, DAVENPORT, FL 33897-5471

Mortgage

Document Number	0128532102
Date	Sep 29, 2023
Instrument	12853/2102

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000228930
Date	Sep 29, 2023
Book Page	12853/2123
Instrument	2023228930

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1041 JAYBEE AVE, DAVENPORT, FL 33897-5471
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 JAYBEE AVE, DAVENPORT, FL 33897-5471

Mortgage

Document Number	0000231710
Date	Sep 3, 2021
Book Page	11878/1603
Instrument	2021231710

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 8, 2020
Property Address	1041 JAYBEE AVE, DAVENPORT, FL 33897-5471
Document Number	0112010250
Book / Page	011201 / 000250
Instrument Date	Apr 3, 2020
Instrument	75657
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 JAYBEE AVE DAVENPORT FL 338975471, DAVENPORT, FL 33897-5471

Mortgage

Document Number	112010252
Date	Apr 8, 2020
Book Page	011201/000252
Instrument	75658

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 20, 2017
Property Address	1041 JAYBEE AVE, DAVENPORT, FL 33897-5471
Document Number	0102091891
Book / Page	010209 / 001891
Instrument Date	Jun 23, 2017
Instrument	138398
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	EQUITABLE TITLE/CELEBRATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1041 JAYBEE AVE DAVENPORT FL 338975471, DAVENPORT, FL 33897-5471

Mortgage

Document Number	102091893
Date	Jul 20, 2017
Book Page	010209/001893
Instrument	138399

Lender

Name	NORTH POINTE MTG
Type	Mortgage Company
Address	FISKDALE, MA 01518

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,521.00 (+8.78%)	$349,695 (+10.52%) Land $44,000 Building $305,695	$349,695 (+10.52%) Land $44,000 Building $305,695
2023	$4,156.00 (+10.3%)	$316,418 (+14.93%) Land $42,000 Building $274,418	$316,418 (+14.93%) Land $42,000 Building $274,418
2022	$3,768.00	$275,324 Land $35,000 Building $240,324	$275,324 Land $35,000 Building $240,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OUTDOOR RESORTS private · serves 1,500 people · EPA ID FL3531318
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications, Spectrum, Verizon.

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